Beispiel #1
0
def mortgage_insurance(request):
    """ Return the monthly and upfront mortgage insurance premiums in percentages (i.e. 1.7% returns 1.7) 
        If no premiums were found, no data will be returned. """

    if request.method == 'GET':

        # Clean the parameters, make sure no leading or trailing spaces, transform them to upper cases
        fixed_data = dict(
            map(lambda (k, v): (k, v.strip().upper()),
                request.QUERY_PARAMS.iteritems()))

        serializer = ParamsSerializer(data=fixed_data)

        if serializer.is_valid():
            package = {}
            package['request'] = serializer.data
            package['data'] = {}

            monthly = Monthly.get_avg_premium(serializer.data)
            upfront = Upfront.get_premium(serializer.data)

            if not math.isnan(monthly):
                package['data']['monthly'] = monthly

            if not math.isnan(upfront):
                package['data']['upfront'] = upfront

            return Response(package)
        else:
            return Response(serializer.errors,
                            status=status.HTTP_400_BAD_REQUEST)
Beispiel #2
0
def mortgage_insurance(request):
    """ Return the monthly and upfront mortgage insurance premiums in percentages (i.e. 1.7% returns 1.7) 
        If no premiums were found, no data will be returned. """

    if request.method == 'GET':

        # Clean the parameters, make sure no leading or trailing spaces, transform them to upper cases
        fixed_data = dict(map(lambda (k, v): (k, v.strip().upper()), request.QUERY_PARAMS.iteritems()))

        serializer = ParamsSerializer(data=fixed_data)

        if serializer.is_valid():
            package = {}
            package['request'] = serializer.data
            package['data'] = {}

            monthly = Monthly.get_avg_premium(serializer.data)
            upfront = Upfront.get_premium(serializer.data)

            if not math.isnan(monthly):
                package['data']['monthly'] = monthly

            if not math.isnan(upfront):
                package['data']['upfront'] = upfront

            return Response(package)
        else:
            return Response(serializer.errors, status=status.HTTP_400_BAD_REQUEST)
Beispiel #3
0
def mortgage_insurance(request):
    """ Return the monthly and upfront mortgage insurance premiums in percentages (i.e. 1.7% returns 1.7) 
        If no premiums were found, no data will be returned. """

    if request.method == 'GET':

        loan_type = request.QUERY_PARAMS.get('loan_type')
        rate_structure = request.QUERY_PARAMS.get('rate_structure')
        va_status = request.QUERY_PARAMS.get('va_status')
        va_first_use = request.QUERY_PARAMS.get('va_first_use')
        arm_type = request.QUERY_PARAMS.get('arm_type')

        data = {
            'price':
            request.QUERY_PARAMS.get('price'),
            'loan_amount':
            request.QUERY_PARAMS.get('loan_amount'),
            'minfico':
            request.QUERY_PARAMS.get('minfico'),
            'maxfico':
            request.QUERY_PARAMS.get('maxfico'),
            'loan_term':
            request.QUERY_PARAMS.get('loan_term'),
            'loan_type':
            '' if loan_type is None else loan_type.strip().upper(),
            'rate_structure':
            '' if rate_structure is None else rate_structure.strip().upper(),
            'va_status':
            '' if va_status is None else va_status.strip().upper(),
            'va_first_use':
            '' if va_first_use is None else va_first_use.strip().upper(),
            'arm_type':
            '' if arm_type is None else arm_type.strip().upper(),
        }

        serializer = ParamsSerializer(data=data)

        if serializer.is_valid():
            package = {}
            package['request'] = serializer.data
            package['data'] = {}

            monthly = Monthly.get_avg_premium(serializer.data)
            upfront = Upfront.get_premium(serializer.data)

            if not math.isnan(monthly):
                package['data']['monthly'] = monthly

            if not math.isnan(upfront):
                package['data']['upfront'] = upfront

            return Response(package)
        else:
            return Response(serializer.errors,
                            status=status.HTTP_400_BAD_REQUEST)
Beispiel #4
0
def mortgage_insurance(request):
    """ Return the monthly and upfront mortgage insurance premiums in percentages (i.e. 1.7% returns 1.7) 
        If no premiums were found, no data will be returned. """

    if request.method == 'GET':

        loan_type = request.QUERY_PARAMS.get('loan_type')
        rate_structure = request.QUERY_PARAMS.get('rate_structure')
        va_status = request.QUERY_PARAMS.get('va_status')
        va_first_use = request.QUERY_PARAMS.get('va_first_use')
        arm_type = request.QUERY_PARAMS.get('arm_type')

        data = {
                'price' : request.QUERY_PARAMS.get('price'),
                'loan_amount' : request.QUERY_PARAMS.get('loan_amount'),
                'minfico' : request.QUERY_PARAMS.get('minfico'),
                'maxfico' : request.QUERY_PARAMS.get('maxfico'),
                'loan_term' : request.QUERY_PARAMS.get('loan_term'),
                'loan_type' : '' if loan_type is None else loan_type.strip().upper(),
                'rate_structure' : '' if rate_structure is None else rate_structure.strip().upper(),
                'va_status' : '' if va_status is None else va_status.strip().upper(),
                'va_first_use' : '' if va_first_use is None else va_first_use.strip().upper(),
                'arm_type' : '' if arm_type is None else arm_type.strip().upper(),
        }

        serializer = ParamsSerializer(data=data)

        if serializer.is_valid():
            package = {}
            package['request'] = serializer.data
            package['data'] = {}

            monthly = Monthly.get_avg_premium(serializer.data)
            upfront = Upfront.get_premium(serializer.data)

            if not math.isnan(monthly):
                package['data']['monthly'] = monthly

            if not math.isnan(upfront):
                package['data']['upfront'] = upfront

            return Response(package)
        else:
            return Response(serializer.errors, status=status.HTTP_400_BAD_REQUEST)
    def load_monthly(self, filename):
        with open(filename, 'rU') as csvfile:
            csvreader = csv.reader(csvfile, delimiter=',', quotechar='"')

            # Delete all items in tables
            Monthly.objects.all().delete()

            # Remove the first line which is the header line
            csvreader.next()

            for row in csvreader:

                insurer, min_ltv, max_ltv, min_fico, max_fico, loan_term, pmt_type, min_loan_amt, max_loan_amt, premium = row

                m = Monthly()
                
                m.insurer = insurer.strip().upper()
                m.min_ltv = Decimal(min_ltv)
                m.max_ltv = Decimal(max_ltv)
                m.min_fico = int(min_fico)
                m.max_fico = int(max_fico)
                m.loan_term = int(loan_term)
                m.pmt_type = pmt_type.strip().upper()
                m.min_loan_amt = Decimal(min_loan_amt)
                m.max_loan_amt = Decimal(max_loan_amt)
                m.premium = Decimal(premium)

                m.save()

            self.stdout.write('\nSuccessfully loaded data from %s\n\n' % filename)
    def populate_db(self):
        """ Prepopulate DB with dummy data. """

        m_ins1_1 = Monthly(insurer='INS1',
                           min_ltv=Decimal("30.001"),
                           max_ltv=Decimal("70"),
                           min_fico=700,
                           max_fico=740,
                           loan_term=30,
                           pmt_type='FIXED',
                           min_loan_amt=Decimal("400000"),
                           max_loan_amt=Decimal("1000000"),
                           premium=Decimal("1.4"))
        m_ins1_1.save()
        m_ins2_1 = Monthly(insurer='INS2',
                           min_ltv=Decimal("30.001"),
                           max_ltv=Decimal("70"),
                           min_fico=700,
                           max_fico=740,
                           loan_term=30,
                           pmt_type='FIXED',
                           min_loan_amt=Decimal("400000"),
                           max_loan_amt=Decimal("1000000"),
                           premium=Decimal("1.6"))
        m_ins2_1.save()
        m_ins1_2 = Monthly(insurer='INS1',
                           min_ltv=Decimal("20.001"),
                           max_ltv=Decimal("30"),
                           min_fico=700,
                           max_fico=740,
                           loan_term=30,
                           pmt_type='FIXED',
                           min_loan_amt=Decimal("400000"),
                           max_loan_amt=Decimal("1000000"),
                           premium=Decimal("0.523"))
        m_ins1_2.save()
        m_ins2_2 = Monthly(insurer='INS2',
                           min_ltv=Decimal("20.001"),
                           max_ltv=Decimal("30"),
                           min_fico=700,
                           max_fico=740,
                           loan_term=30,
                           pmt_type='FIXED',
                           min_loan_amt=Decimal("400000"),
                           max_loan_amt=Decimal("1000000"),
                           premium=Decimal("0.642"))
        m_ins2_2.save()
        m_fha = Monthly(insurer='FHA',
                        min_ltv=Decimal("20.001"),
                        max_ltv=Decimal("70"),
                        min_fico=700,
                        max_fico=740,
                        loan_term=30,
                        pmt_type='FIXED',
                        min_loan_amt=Decimal("400000"),
                        max_loan_amt=Decimal("1000000"),
                        premium=Decimal("0.85"))
        m_fha.save()

        u_fha = Upfront(loan_type='FHA',
                        min_ltv=Decimal("0"),
                        max_ltv=Decimal("80"),
                        premium=Decimal("3.75"))
        u_fha.save()
        u_va_disabled = Upfront(loan_type='VA',
                                va_status='DISABLED',
                                min_ltv=Decimal("0"),
                                max_ltv=Decimal("80"),
                                premium=Decimal("1.5"))
        u_va_disabled.save()
        u_va_regular_y = Upfront(loan_type='VA',
                                 va_status='REGULAR',
                                 va_first_use='Y',
                                 min_ltv=Decimal("0"),
                                 max_ltv=Decimal("80"),
                                 premium=Decimal("2.0"))
        u_va_regular_y.save()
    def load_monthly(self, filename):
        with open(filename, 'rU') as csvfile:
            csvreader = csv.reader(csvfile, delimiter=',', quotechar='"')

            # Delete all items in tables
            Monthly.objects.all().delete()

            # Remove the first line which is the header line
            csvreader.next()

            for row in csvreader:

                insurer, min_ltv, max_ltv, min_fico, max_fico, loan_term, pmt_type, min_loan_amt, max_loan_amt, premium = row

                m = Monthly()

                m.insurer = insurer.strip().upper()
                m.min_ltv = Decimal(min_ltv)
                m.max_ltv = Decimal(max_ltv)
                m.min_fico = int(min_fico)
                m.max_fico = int(max_fico)
                m.loan_term = int(loan_term)
                m.pmt_type = pmt_type.strip().upper()
                m.min_loan_amt = Decimal(min_loan_amt)
                m.max_loan_amt = Decimal(max_loan_amt)
                m.premium = Decimal(premium)

                m.save()

            self.stdout.write('\nSuccessfully loaded data from %s\n\n' %
                              filename)
    def populate_db(self):
        """ Prepopulate DB with dummy data. """

        m_ins1_1 = Monthly(insurer='INS1',min_ltv=Decimal("30.001"),max_ltv=Decimal("70"),min_fico=700,max_fico=740,loan_term=30,pmt_type='FIXED',min_loan_amt=Decimal("400000"),max_loan_amt=Decimal("1000000"),premium=Decimal("1.4"))
        m_ins1_1.save()
        m_ins2_1 = Monthly(insurer='INS2',min_ltv=Decimal("30.001"),max_ltv=Decimal("70"),min_fico=700,max_fico=740,loan_term=30,pmt_type='FIXED',min_loan_amt=Decimal("400000"),max_loan_amt=Decimal("1000000"),premium=Decimal("1.6"))
        m_ins2_1.save()
        m_ins1_2 = Monthly(insurer='INS1',min_ltv=Decimal("20.001"),max_ltv=Decimal("30"),min_fico=700,max_fico=740,loan_term=30,pmt_type='FIXED',min_loan_amt=Decimal("400000"),max_loan_amt=Decimal("1000000"),premium=Decimal("0.523"))
        m_ins1_2.save()
        m_ins2_2 = Monthly(insurer='INS2',min_ltv=Decimal("20.001"),max_ltv=Decimal("30"),min_fico=700,max_fico=740,loan_term=30,pmt_type='FIXED',min_loan_amt=Decimal("400000"),max_loan_amt=Decimal("1000000"),premium=Decimal("0.642"))
        m_ins2_2.save()
        m_fha = Monthly(insurer='FHA',min_ltv=Decimal("20.001"),max_ltv=Decimal("70"),min_fico=700,max_fico=740,loan_term=30,pmt_type='FIXED',min_loan_amt=Decimal("400000"),max_loan_amt=Decimal("1000000"),premium=Decimal("0.85"))
        m_fha.save()

        u_fha = Upfront(loan_type='FHA',min_ltv=Decimal("0"), max_ltv=Decimal("80"),premium=Decimal("3.75"))
        u_fha.save()
        u_va_disabled = Upfront(loan_type='VA',va_status='DISABLED',min_ltv=Decimal("0"), max_ltv=Decimal("80"),premium=Decimal("1.5"))
        u_va_disabled.save()
        u_va_regular_y = Upfront(loan_type='VA',va_status='REGULAR',va_first_use='Y',min_ltv=Decimal("0"),max_ltv=Decimal("80"),premium=Decimal("2.0"))
        u_va_regular_y.save()