def get_increase_retirement_age_to_67(advice):
# TODO: Need to insert social security benefit in data
try:
return "I see you have increased your retirement age to 67. \
This will increase your monthly benefit by 8% to ${:,.2f} per \
month instead of ${:,.2f} if you chose to retire at 66. Increasing \
your retirement age will adjust the amount of social security \
benefits that you are able to obtain. Social security benefits \
increase by up to 32% the longer you work.".format(helpers.get_ss_benefit_future_dollars(advice.plan.client.ss_fra_todays, advice.plan.client.date_of_birth, 67),
helpers.get_ss_benefit_future_dollars(advice.plan.client.ss_fra_todays, advice.plan.client.date_of_birth, 66))
except ValidationError: # to handle ValidationError("age_now > future_age")
return ""
def get_decrease_retirement_age_to_65(advice):
# TODO: Need to insert social security benefit in data
# By increasing your retirement age to 70 \
# your social security benefit would be estimated
# to be <estimated SS benefit multiplied by inflator>
try:
return "I see you have decreased your retirement age to 65. \
This will reduce your monthly benefit by 7% compared to if \
you retired at 66 giving you an estimated social security \
benefit of ${:,.2f} per month instead of ${:,.2f} if you chose to \
retire at 66. Social security benefits increase by up to 32% \
the longer you work.".format(helpers.get_ss_benefit_future_dollars(advice.plan.client.ss_fra_todays, advice.plan.client.date_of_birth, 65),
helpers.get_ss_benefit_future_dollars(advice.plan.client.ss_fra_todays, advice.plan.client.date_of_birth, 66))
except ValidationError: # to handle ValidationError("age_now > future_age")
return ""
def handle_noargs(self, **options):
from main import tax_sheet as tax
from main import test_tax_sheet as tst_tx
tst_cls = tax.TaxUser(tst_tx.plan,
tst_tx.life_exp,
tst_tx.is_partner,
tst_tx.plans)
tst_cls.create_maindf()
test_ss_fra_retirement = helpers.get_ss_benefit_future_dollars(tst_tx.plan.client.ss_fra_todays,
tst_tx.plan.client.date_of_birth,
tst_tx.plan.retirement_age)
