def test_annuity_due():
renda = ac.Annuities_Certain(interest_rate=5, frequency=1)
r1 = renda.annuity_due(10)
assert 8.107821675644 == pytest.approx(r1, rel=1e-12)
mt_lst = [
rst.SoaTable('../../soa_tables/' + name + '.xml') for name in table_names
]
lt_lst = [mortality_table.MortalityTable(mt=mt.table_qx) for mt in mt_lst]
ct_lst = [
commutation_table.CommutationFunctions(i=interest_rate,
g=0,
mt=mt.table_qx) for mt in mt_lst
]
ages = np.linspace(start=20, stop=40, num=5, dtype=int)
'''
Prepare the solution for Equal Instalments
'''
capital = 100000
terms = 25
ac = annuities_certain.Annuities_Certain(interest_rate=interest_rate,
frequency=1)
ac_certain = ac.annuity_immediate(terms=terms)
equal_instalments_dict = {
'table': [],
'x': [],
'annuity_certain': [],
'annuity': [],
'premium': []
}
for id_ct, ct in enumerate(ct_lst):
for id_x, x in enumerate(ages):
equal_instalments_dict['table'].append(table_names[id_ct])
equal_instalments_dict['x'].append(x)
equal_instalments_dict['annuity_certain'].append(ac_certain)
annuity = ct.nax(x=x, n=terms, m=1)
def test_annuity_immediate_m2():
renda = ac.Annuities_Certain(interest_rate=5, frequency=4)
r1 = renda.annuity_immediate(10)
assert 7.865045862098 == pytest.approx(r1, rel=1e-12)
def test_annuity_due_m2():
renda = ac.Annuities_Certain(interest_rate=5, frequency=4)
r1 = renda.annuity_due(10)
assert 7.961567548713 == pytest.approx(r1, rel=1e-12)
def test_annuity_immediate_m():
renda = ac.Annuities_Certain(interest_rate=5, frequency=12)
r1 = renda.annuity_immediate(10)
assert 7.897132548452 == pytest.approx(r1, rel=1e-12)
def test_annuity_due_m():
renda = ac.Annuities_Certain(interest_rate=5, frequency=12)
r1 = renda.annuity_due(10)
assert 7.929306443990 == pytest.approx(r1, rel=1e-12)
def test_annuity_immediate():
renda = ac.Annuities_Certain(interest_rate=5, frequency=1)
r1 = renda.annuity_immediate(10)
assert 7.721734929185 == pytest.approx(r1, rel=1e-12)