def test_fetch_exchange_rate(mocker, test_client, init_database,
initialised_blockchain_network, user_type,
preferred_language, exchange_text, limit_text):
user = UserFactory(preferred_language=preferred_language, phone=phone())
if user_type == "group":
user.set_held_role('GROUP_ACCOUNT', 'grassroots_group_account')
user.is_phone_verified = True
kyc = KycApplication(type='INDIVIDUAL')
kyc.user = user
kyc.kyc_status = 'VERIFIED'
token1 = Token.query.filter_by(symbol="SM1").first()
create_transfer_account_for_user(user, token1, 20000)
def mock_convert(exchange_contract, from_token, to_token, from_amount):
return from_amount * 1.2
mocker.patch('server.bt.get_conversion_amount', mock_convert)
def mock_send_message(phone, message):
assert exchange_text in message
assert limit_text in message
mocker.patch('server.utils.phone.send_message', mock_send_message)
TokenProcessor.fetch_exchange_rate(user)
def test_send_balance_sms(mocker, test_client, init_database,
initialised_blockchain_network, user_type, limit,
preferred_language, sample_text):
user = UserFactory(preferred_language=preferred_language, phone=phone())
if user_type == "group":
user.set_held_role('GROUP_ACCOUNT', 'grassroots_group_account')
user.is_phone_verified = True
kyc = KycApplication(type='INDIVIDUAL')
kyc.user = user
kyc.kyc_status = 'VERIFIED'
token1 = Token.query.filter_by(symbol="SM1").first()
token2 = Token.query.filter_by(symbol="SM2").first()
token3 = Token.query.filter_by(symbol="SM3").first()
create_transfer_account_for_user(user, token1, 20000)
create_transfer_account_for_user(user, token2, 35000, is_default=False)
# this one should not show up in balance
create_transfer_account_for_user(user,
token3,
0,
is_default=False,
is_ghost=True)
def mock_convert(exchange_contract, from_token, to_token, from_amount):
if from_token.symbol == "SM1":
return from_amount * 1.4124333344353534
else:
return from_amount * 0.8398339289133232
mocker.patch('server.bt.get_conversion_amount', mock_convert)
def mock_send_message(phone, message):
assert sample_text in message
assert "SM1 200" in message
assert "SM2 350" in message
assert "SM3" not in message
if limit:
assert "{:.2f} SM1 (1 SM1 = 1.41 AUD)".format(limit *
200) in message
assert "{:.2f} SM2 (1 SM2 = 0.84 AUD)".format(limit *
350) in message
mocker.patch('server.utils.phone.send_message', mock_send_message)
TokenProcessor.send_balance_sms(user)
def test_new_credit_transfer_check_sender_transfer_limits(new_credit_transfer):
"""
GIVEN a CreditTransfer model
WHEN a new credit transfer is created
THEN check the correct check_sender_transfer_limits apply
"""
from server.utils.transfer_limits import LIMIT_IMPLEMENTATIONS
from server.models.kyc_application import KycApplication
from server.models import token
# Sempo Level 0 LIMITS (payment only)
assert new_credit_transfer.check_sender_transfer_limits() == [
limit for limit in LIMIT_IMPLEMENTATIONS
if 'Sempo Level 0: P' in limit.name
]
# Check Sempo Level 1 LIMITS (payment only)
new_credit_transfer.sender_user.is_phone_verified = True
assert new_credit_transfer.check_sender_transfer_limits() == [
limit for limit in LIMIT_IMPLEMENTATIONS
if 'Sempo Level 1: P' in limit.name
]
# Check Sempo Level 2 LIMITS (payment only)
kyc = KycApplication(type='INDIVIDUAL')
kyc.user = new_credit_transfer.sender_user
kyc.kyc_status = 'VERIFIED'
assert new_credit_transfer.check_sender_transfer_limits() == [
limit for limit in LIMIT_IMPLEMENTATIONS
if 'Sempo Level 2: P' in limit.name
]
# Check Sempo Level 3 LIMITS for business (payment only)
kyc.type = 'BUSINESS'
assert new_credit_transfer.check_sender_transfer_limits() == [
limit for limit in LIMIT_IMPLEMENTATIONS
if 'Sempo Level 3: P' in limit.name
]
# Check Sempo Level 3 LIMITS for multiple verified (payment only)
kyc.type = 'INDIVIDUAL'
kyc.multiple_documents_verified = True
assert new_credit_transfer.check_sender_transfer_limits() == [
limit for limit in LIMIT_IMPLEMENTATIONS
if 'Sempo Level 3: P' in limit.name
]
# Check additional GE LIMITS for Liquid Token (withdrawal)
new_credit_transfer.token.token_type = token.TokenType.LIQUID
new_credit_transfer.transfer_type = TransferTypeEnum.WITHDRAWAL
new_credit_transfer.sender_transfer_account.balance = 10000
assert new_credit_transfer.get_transfer_limits() == [
limit for limit in LIMIT_IMPLEMENTATIONS
if 'GE Liquid Token - Standard User' == limit.name
or 'Sempo Level 3: WD' in limit.name
]
# Check additional GE LIMITS for Liquid Token (payment, Agent Out Subtype)
new_credit_transfer.token.token_type = token.TokenType.LIQUID
new_credit_transfer.transfer_type = TransferTypeEnum.PAYMENT
new_credit_transfer.transfer_subtype = TransferSubTypeEnum.AGENT_OUT
new_credit_transfer.sender_transfer_account.balance = 10000
assert new_credit_transfer.get_transfer_limits() == [
limit for limit in LIMIT_IMPLEMENTATIONS
if 'GE Liquid Token - Standard User' in limit.name
or 'Sempo Level 3: P' in limit.name
]
# Check additional GE LIMITS for Liquid Token and Group Account (payment, Agent Out Subtype)
new_credit_transfer.sender_user.set_held_role('GROUP_ACCOUNT',
'grassroots_group_account')
new_credit_transfer.token.token_type = token.TokenType.LIQUID
new_credit_transfer.transfer_type = TransferTypeEnum.PAYMENT
new_credit_transfer.transfer_subtype = TransferSubTypeEnum.AGENT_OUT
new_credit_transfer.sender_transfer_account.balance = 10000
assert new_credit_transfer.get_transfer_limits() == [
limit for limit in LIMIT_IMPLEMENTATIONS
if 'GE Liquid Token - Group Account User' in limit.name
or 'Sempo Level 3: P' in limit.name
]
new_credit_transfer.exclude_from_limit_calcs = True
def post(self, kyc_application_id):
post_data = request.get_json()
is_mobile = post_data.get('is_mobile')
user_id = post_data.get(
'user_id'
) # should only be defined when an admin is adding user KYC data (not their own)
type = post_data.get('account_type', 'BUSINESS').upper()
first_name = post_data.get('first_name')
last_name = post_data.get('last_name')
phone = post_data.get('phone')
business_legal_name = post_data.get('business_legal_name')
business_type = post_data.get('business_type')
tax_id = post_data.get('tax_id')
website = post_data.get('website')
date_established = post_data.get('date_established')
country = post_data.get('country')
street_address = post_data.get('street_address')
street_address_2 = post_data.get('street_address_2')
city = post_data.get('city')
region = post_data.get('region')
postal_code = post_data.get('postal_code')
beneficial_owners = post_data.get('beneficial_owners')
document_type = post_data.get('document_type')
document_country = post_data.get('document_country')
document_front_base64 = post_data.get('document_front_base64') # image
document_back_base64 = post_data.get('document_back_base64') # image
selfie_base64 = post_data.get('selfie_base64') # image
if is_mobile or user_id:
# creation logic is handled after kyc object creation.
kyc_details = KycApplication.query.filter_by(
user_id=user_id or g.user.id).first()
if kyc_details is not None:
return make_response(
jsonify({'message': 'KYC details already exist'})), 400
if not user_id and (document_type is None
or document_country is None
or document_front_base64 is None
or selfie_base64 is None):
return make_response(
jsonify({'message':
'Must provide correct parameters'})), 400
if not is_mobile and type == 'BUSINESS':
if user_id and AccessControl.has_suffient_role(
g.user.roles, {'ADMIN': 'subadmin'}) is not True:
return make_response(
jsonify({
'message':
'Must be superadmin to create any KYC profile'
})), 401
elif AccessControl.has_suffient_role(
g.user.roles, {'ADMIN': 'superadmin'}) is not True:
return make_response(
jsonify({
'message':
'Must be superadmin to create org business KYC profile'
})), 401
# check for existing business based on Legal Name and Tax ID.
business_details = KycApplication.query.filter_by(
business_legal_name=business_legal_name,
tax_id=tax_id).first()
if business_details is not None:
response_object = {
'message':
'Business Verification profile already exists for business name: {} and tax ID: {}'
.format(business_legal_name, tax_id)
}
return make_response(jsonify(response_object)), 400
if not is_mobile and (business_legal_name is None
and tax_id is None) and not user_id:
# not mobile, not a org profile, thus user_id cannot be None
return make_response(
jsonify({
'message':
'Must provide a user id to create a user KYC profile'
})), 400
if beneficial_owners is not None:
# filter empty beneficial owners
beneficial_owners = [
owner for owner in beneficial_owners
if (owner['full_name'].strip(' ', ) != '')
]
create_kyc_application = KycApplication(
type=type,
user=g.user,
first_name=first_name or g.user.first_name,
last_name=last_name or g.user.last_name,
phone=phone or g.user.phone,
business_legal_name=business_legal_name,
business_type=business_type,
tax_id=tax_id,
website=website,
date_established=date_established,
country=country or document_country,
street_address=street_address,
street_address_2=street_address_2,
city=city,
region=region,
postal_code=postal_code,
beneficial_owners=beneficial_owners,
)
if user_id:
user = User.query.get(user_id)
create_kyc_application.user = user or g.user
if not is_mobile:
# not mobile
if not user_id and type == 'BUSINESS':
# not a admin applying for another user
# ngo organisation
create_kyc_application.organisation = g.active_organisation
else:
# admin applying for another user (individual or business)
create_kyc_application.kyc_status = 'INCOMPLETE'
db.session.add(create_kyc_application)
db.session.flush() # need this to create an ID
if is_mobile:
# handle document upload to s3
handle_kyc_documents(data=post_data,
document_country=document_country,
document_type=document_type,
kyc_details=create_kyc_application)
# Post verification message to slack
post_verification_message(user=g.user)
response_object = {
'message': 'KYC Application created',
'data': {
'kyc_application':
kyc_application_state_schema.dump(create_kyc_application).data
}
}
return make_response(jsonify(response_object)), 201