class Insurance(BaseModel):
class Meta:
abstract = True
application = models.OneToOneField('sales.Application',
on_delete=models.CASCADE,
null=True)
class CompanyDetails(BaseModel):
company = models.OneToOneField('product.Company', on_delete=models.CASCADE)
fact_file = models.TextField(null=True, blank=True)
joint_venture = models.TextField(null=True, blank=True)
formation_year = models.CharField(max_length=4, null=True, blank=True)
market_share = models.TextField(null=True, blank=True)
additional_info = models.TextField(null=True, blank=True)
class Policy(BaseModel):
application = models.OneToOneField('sales.Application',
on_delete=models.CASCADE)
policy_number = models.CharField(max_length=64, blank=True, null=True)
policy_data = JSONField(default=dict)
policy_file = models.FileField(upload_to=Constants.POLICY_UPLOAD_PATH,
null=True,
blank=True)
class AccountDetail(BaseModel):
account = models.OneToOneField('users.Account', on_delete=models.CASCADE)
agent_code = models.CharField(max_length=16, null=True, blank=True)
branch_code = models.CharField(max_length=16, null=True, blank=True)
designation = models.CharField(max_length=16, null=True, blank=True)
channel = models.CharField(max_length=16, null=True, blank=True)
status = models.CharField(max_length=32, null=True, blank=True)
languages = ArrayField(
models.CharField(max_length=16), default=list, blank=True, null=True)
certifications = ArrayField(
models.CharField(max_length=64), default=list, blank=True, null=True)
qualifications = ArrayField(
models.CharField(max_length=128), default=list, blank=True, null=True)
short_description = models.TextField(null=True, blank=True)
long_description = models.TextField(null=True, blank=True)
class BankAccount(BaseModel):
user = models.ForeignKey('users.User', on_delete=models.CASCADE)
branch = models.OneToOneField(
'content.BankBranch', on_delete=models.CASCADE)
account_no = models.CharField(max_length=32)
default = models.BooleanField(default=False)
is_active = models.BooleanField(default=True)
def save(self, *args, **kwargs):
try:
if self.default and BankAccount.objects.filter(
default=True).exists():
self.default = False
except self.__class__.DoesNotExist:
self.__class__.objects.all().update(default=False)
self.default = True
super(BankAccount, self).save(*args, **kwargs)
class Application(BaseModel):
_host = 'https://wallnut.in/%s'
reference_app = models.OneToOneField('sales.application',
on_delete=models.PROTECT)
section = models.CharField(max_length=16)
company_name = models.CharField(max_length=64, null=True)
suminsured = models.CharField(max_length=16)
premium = models.FloatField(default=0.0)
insurance_type = models.CharField(max_length=16)
quote_id = models.CharField(max_length=128, null=True)
customer_code = models.CharField(max_length=64, null=True, blank=True)
product_code = models.CharField(max_length=64, null=True, blank=True)
producer_code = models.CharField(max_length=64, null=True, blank=True)
city_code = models.CharField(max_length=16, null=True)
state_code = models.CharField(max_length=16, null=True)
dealstage = models.CharField(max_length=32, null=True)
user_id = models.CharField(max_length=16, null=True)
proposal_id = models.CharField(max_length=32, null=True)
proposal_id2 = models.CharField(max_length=32, null=True)
customer_id = models.CharField(max_length=32, null=True)
city = models.CharField(max_length=16, null=True)
state = models.CharField(max_length=16, null=True)
pincode = models.CharField(max_length=16, null=True)
payment_ready = models.BooleanField(default=False)
regenerate_payment_link = models.BooleanField(default=True)
payment_captured = models.BooleanField(default=False)
raw_quote = JSONField(default=dict)
insurer_product = None
def __init__(self, *args, **kwargs):
super(self.__class__, self).__init__(*args, **kwargs)
if self.company_name:
self.insurer_product = evaluateClassName(self.company_name,
self.insurance_type)(self)
def save(self, *args, **kwargs):
try:
self.__class__.objects.get(pk=self.id)
except self.__class__.DoesNotExist:
self.handle_creation()
super(self.__class__, self).save(*args, **kwargs)
def get_payment_link(self):
return self.insurer_product.get_payment_link()
def send_payment_link(self):
from users.tasks import send_sms
message = Constant.PAYMENT_MESSAGE % (
self.proposer.get_full_name(), self.reference_app.reference_no,
self.premium,
self.reference_app.quote.premium.product_variant.__str__(),
self.get_payment_link())
send_sms.delay(self.reference_app.proposer.phone_no, message)
def handle_creation(self):
self.section = Constant.SECTION.get(
self.reference_app.application_type)
self.suminsured = int(self.reference_app.suminsured)
self.premium = self.reference_app.premium
self.pincode = self.reference_app.quote.opportunity.lead.pincode
self.dealstage = 'productshortlisted'
self.get_state_city()
self.generate_quote_id()
self.get_quote_data()
def get_state_city(self):
url = 'https://wallnut.in/health/proposal_aditya_birla/get_state_city?Pincode=%s' % ( # noqa
self.reference_app.quote.opportunity.lead.pincode)
request_log = ApplicationRequestLog.objects.create(
application_id=self.reference_app.id, url=url, request_type='GET')
response = requests.get(url).json()
request_log.response = response
request_log.save()
self.city = response['city']
self.state = response['state']
def get_premium(self):
url = self._host % 'mediclaim/get_premium'
data = dict(
health_pay_mode=self.pay_mode,
health_pay_type=self.health_pay_type,
health_pay_type_text=self.health_pay_type_text,
health_sum_insured=self.suminsured,
health_pay_mode_text=self.pay_mode_text,
health_me=self.health_me,
gender_age=self.gender_ages,
pincode=self.pincode,
health_insu_id=self.insurer_code,
health_sum_insured_range=[self.suminsured, self.suminsured],
health_city_id=self.city_code or '',
health_state_id=self.state_code or '')
request_log = ApplicationRequestLog.objects.create(
application_id=self.reference_app.id,
url=url,
request_type='POST',
payload=data)
response = requests.post(url, data=data)
request_log.response = response
request_log.save()
def generate_quote_id(self):
url = self._host % 'save_quote_data'
import json
data = dict(section=self.section,
quote_data=json.dumps(
dict(health_pay_mode=self.pay_mode,
health_pay_mode_text=self.pay_mode_text,
health_me=self.health_me,
health_pay_type=self.health_pay_type,
health_pay_type_text=self.health_pay_type_text,
health_sum_insured=self.suminsured,
pincode=self.pincode,
gender_age=self.gender_ages,
health_sum_insured_range=[
self.suminsured, self.suminsured
],
spouse='',
child='',
child_data=list())),
quote='')
request_log = ApplicationRequestLog.objects.create(
application_id=self.reference_app.id,
url=url,
request_type='POST',
payload=data)
response = requests.post(url, data=data).json()
request_log.response = response
request_log.save()
self.quote_id = response['quote']
def get_products(self):
url = (self._host % 'mediclaim/get_products/%s') % self.quote_id
data = dict(quote=self.quote_id)
ApplicationRequestLog.objects.create(
application_id=self.reference_app.id,
url=url,
request_type='POST',
payload=data)
response = requests.post(url, data=data)
return response
def get_quote_data(self):
self.get_products()
import requests
url = (self._host % 'get_quote_data/%s') % self.quote_id
log = ApplicationRequestLog.objects.create(
application_id=self.reference_app.id,
url=url,
request_type='GET',
)
response = requests.get(url).json()
log.response = response
log.save()
self.city_code = response['data']['health_city_id']
self.state_code = response['data']['health_state_id']
self.fetch_quote_details()
def fetch_quote_details(self):
url = (self._host % 'mediclaim/fetch_quote/%s') % self.quote_id
log = ApplicationRequestLog.objects.create(
application_id=self.reference_app.id, url=url, request_type='GET')
response = requests.get(url).json()
log.response = response
log.save()
self.raw_quote = self.get_live_quote(response['quote_data'])
self.company_name = re.sub('[ .]', '', self.raw_quote['company_name'])
reference_app = self.reference_app
reference_app.premium = self.raw_quote['total_premium']
reference_app.save()
def get_live_quote(self, quote_data):
data = filter(
lambda product: product['company_name'] == Constant.COMPANY_NAME.
get(self.reference_app.quote.premium.product_variant.
company_category.company.name # noqa
),
quote_data)
quote = next(data)
premium = int(self.reference_app.premium)
product = self.reference_app.quote.premium.product_variant
if product.parent and product.company_category.company.short_name == 'Aditya Birla': # noqa
return quote
while int(quote['total_premium']) not in range(premium - 100,
premium + 100):
quote = next(data)
self.premium = quote['total_premium']
return quote
def get_user_id(self):
if self.user_id:
return self.user_id
url = self._host % 'save_user_info'
app = self.reference_app
data = dict(
first_name=app.proposer.first_name,
dob=app.proposer.dob.strftime('%d-%M-%Y'),
last_name=app.proposer.last_name,
email=app.proposer.email,
gender=Constant.GENDER.get(app.proposer.gender, 'M'),
mobile_no=app.proposer.phone_no,
alternate_mobile='',
occupation=Constant.OCCUPATION_CODE[app.proposer.occupation],
pincode=self.pincode,
city=self.city,
state=self.state,
address=app.proposer.address.full_address,
user_id='',
dealstage=self.dealstage,
insu_id=self.insurer_code,
insurance_type=self.section.title() + ' Insurance',
amount=self.premium)
log = ApplicationRequestLog.objects.create(
application_id=self.reference_app.id,
url=url,
request_type='POST',
payload=data)
response = requests.post(url, data=data).json()
log.response = response
log.save()
return response['user_id']
def insurer_operation(self):
self.user_id = self.get_user_id()
self.save()
self.insurer_product.perform_creation()
# self.send_payment_link()
return True
@cached_property
def health_me(self):
gender_ages = list()
for member in self.reference_app.active_members.exclude(
relation='self'):
gender_ages.append([('M' if member.gender == 'male' else 'F'),
str(member.age)])
return gender_ages
@cached_property
def proposer(self):
self.self_insured = False
proposers = self.reference_app.active_members
if proposers.filter(relation='self').exists():
self.self_insured = True
proposer = proposers.get(relation='self')
elif proposers.filter(relation='spouse').exists():
proposer = proposers.get(relation='spouse')
else:
proposer = proposers.first()
proposer.marital_status = Constant.get_marital_status(
proposer.relation
) or self.reference_app.proposer.marital_status.title() # noqa
return proposer
@cached_property
def health_pay_type(self):
if self.reference_app.active_members.count() == 1:
return ''
return '%sA%sC' % (self.reference_app.adults,
self.reference_app.childrens)
@cached_property
def health_pay_type_text(self):
pay_type_text = ''
if self.reference_app.active_members.count() == 1:
return pay_type_text
if self.reference_app.active_members.filter(relation='self').exists():
pay_type_text += 'ME '
if self.reference_app.active_members.filter(
relation='spouse').exists(): # noqa
pay_type_text += 'Spouse '
if self.reference_app.active_members.filter(
relation__in=['son', 'daughter']).exists(): # noqa
pay_type_text += '%sChild' % self.reference_app.childrens
return pay_type_text.strip()
@cached_property
def pay_mode(self):
return 'I' if len(self.reference_app.active_members) == 1 else 'F'
@cached_property
def pay_mode_text(self):
return 'Individual' if len(
self.reference_app.active_members) == 1 else 'Family'
@cached_property
def gender_ages(self):
return [[Constant.GENDER[self.proposer.gender], self.proposer.age]]
@cached_property
def all_premiums(self):
return self.raw_quote['all_premium'].split(',')
@cached_property
def insurer_code(self):
return self.raw_quote['insurance_code']
def __str__(self):
return '%s | %s' % (self.quote_id, self.reference_app.__str__())
class Application(BaseModel):
app_client = models.ForeignKey('crm.Lead',
on_delete=models.PROTECT,
null=True,
blank=True)
reference_no = models.CharField(max_length=10, unique=True, db_index=True)
premium = models.FloatField(default=0.0)
suminsured = models.FloatField(default=0.0)
proposer = models.ForeignKey('crm.Contact',
null=True,
on_delete=models.PROTECT)
application_type = models.CharField(max_length=32,
choices=get_choices(
Constants.APPLICATION_TYPES))
quote = models.OneToOneField('sales.Quote', on_delete=models.CASCADE)
status = models.CharField(max_length=32,
choices=Constants.APPLICATION_STATUS,
default='fresh')
stage = models.CharField(max_length=32,
default='proposer_details',
choices=get_choices(Constants.APPLICATION_STAGES))
previous_policy = models.BooleanField(default=False)
name_of_insurer = models.CharField(blank=True, max_length=128)
proposer_verified = models.BooleanField(default=False)
payment_failed = models.BooleanField(null=True, blank=True)
payment_mode = models.CharField(max_length=64, default='offline')
aggregator_error = models.CharField(max_length=256, null=True, blank=True)
terms_and_conditions = models.BooleanField(null=True)
def save(self, *args, **kwargs):
try:
current = self.__class__.objects.get(pk=self.id)
if self.status != current.status:
self.handle_status_change(current)
if (current.payment_failed != self.payment_failed and
self.payment_failed) or self.status == 'completed': # noqa
self.send_slack_notification()
if self.status == 'payment_due' and self.aggregator_error != current.aggregator_error:
self.send_slack_notification()
except self.__class__.DoesNotExist:
self.generate_reference_no()
self.application_type = self.company_category.category.name.lower(
).replace(' ', '')
super(Application, self).save(*args, **kwargs)
def handle_status_change(self, current):
if self.status == 'submitted' and self.stage == 'completed':
self.create_client()
self.create_policy()
self.create_commission(current)
if current.status == 'fresh' and self.status == 'submitted':
self.send_slack_notification()
def send_slack_notification(self):
event = None
if self.quote.opportunity.lead.user.user_type == 'subscriber':
event = 'Application created and payment process done'
elif self.payment_mode == 'offline':
event = 'Application created and payment process done'
elif self.payment_failed:
event = Constants.PAYMENT_ERROR
elif self.aggregator_error:
event = Constants.BROKER_ERROR
else:
event = Constants.PAYMENT_SUCCESS
if event:
self.send_slack_request(event)
def aggregator_operation(self):
premium = self.quote.premium
if not premium.product_variant.online_process or not premium.online_process: # noqa
return False
self.status = 'payment_due'
from aggregator.wallnut.models import Application as Aggregator
if not hasattr(self, 'application'):
Aggregator.objects.create(reference_app_id=self.id,
insurance_type=self.application_type)
self.payment_mode = 'Aggregated payment mode'
self.save()
return self.payment_mode != 'offline'
def update_fields(self, **kw):
updated = False
for field in kw.keys():
setattr(self, field, kw[field])
if not updated:
updated = True
if updated:
self.save()
def generate_reference_no(self):
self.reference_no = genrate_random_string(10)
if self.__class__.objects.filter(
reference_no=self.reference_no).exists():
while self.__class__.objects.filter(
reference_no=self.reference_no).exists():
self.reference_no = genrate_random_string(10)
def add_default_members(self):
category_opportunity = self.quote.opportunity.category_opportunity
today = now()
members = list()
def get_member_instance(gender, relation, dob=None):
instance = Member(application_id=self.id,
dob=dob,
relation=relation,
gender=gender)
if relation == 'self':
responses = Response.objects.filter(
question__category_id=self.company_category.category.id,
opportunity_id=category_opportunity.opportunity_id)
occupation_res = responses.filter(question__title='Occupation')
if occupation_res.exists():
instance.occupation = responses.latest(
'created').answer.answer.replace(' ',
'_').lower() # noqa
return instance
for member, age in category_opportunity.family.items():
member = member.split('_')[0]
gender = category_opportunity.gender if member == 'self' else 'male' # noqa
if member == 'spouse':
gender = 'male' if category_opportunity.gender == 'female' else 'female' # noqa
elif member == 'mother':
gender = 'female'
elif member in ['son', 'daughter']:
while age > 0:
members.append(
get_member_instance(
('male' if member == 'son' else 'female'), member))
age -= 1
continue
instance = get_member_instance(
gender, member,
'%s-%s-%s' % (today.year - int(age), today.month, today.day))
members.append(instance)
Member.objects.bulk_create(members)
def verify_proposer(self, otp):
from django.core.cache import cache
response = otp == cache.get('APP-%s:' % self.reference_no)
cache.delete('APP-%s:' % self.reference_no)
return response
def send_propser_otp(self):
from users.models import Account
Account.send_otp('APP-%s:' % self.reference_no, self.proposer.phone_no)
def create_policy(self):
return Policy.objects.get_or_create(application_id=self.id)
def invalidate_cache(self):
from django.core.cache import cache
cache.delete('USER_CART:%s' % self.quote.opportunity.lead.user_id)
cache.delete('USER_CONTACTS:%s' % self.quote.opportunity.lead.user_id)
cache.delete('USER_EARNINGS:%s' % self.quote.opportunity.lead.user_id)
def create_client(self, save=False):
lead = self.quote.opportunity.lead
if not lead.is_client:
lead.is_client = True
lead.save()
self.app_client_id = lead.id
def create_commission(self, current):
from earnings.models import Commission
cc = self.quote.premium.product_variant.company_category
amount = self.quote.premium.commission + cc.company.commission + cc.category.commission + self.quote.opportunity.lead.user.enterprise.commission # noqa
if not hasattr(self, 'commission'):
commission = Commission(application_id=self.id,
amount=self.premium * amount)
if current.payment_failed != self.payment_failed and self.payment_failed is False: # noqa
commission.status = 'application_submitted'
commission.save()
commission.updated = True
commission.save()
commission.earning.user.account.send_sms(
commission.earning.get_earning_message(self))
def send_slack_request(self, event, mode_type='success'):
import requests
client = self.quote.opportunity.lead
endpoint = 'https://hooks.slack.com/services/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' # noqa
link = '%s://admin.%s/sales/application/%s/change/' % (
'http' if ENV == 'localhost:8000' else 'https', ENV, self.id)
text = event
mode = self.payment_mode
if self.aggregator_error:
text += '\nError: %s' % (self.aggregator_error)
mode = 'Broker Error'
mode_type = 'error'
data = dict(attachments=[
dict(fallback='Required plain-text summary of the attachment.',
color={
'success': '#36a64f',
'warning': '#ff9966',
'error': '#cc3300'
}[mode_type],
pretext=event,
author_name=mode,
title='Open Application',
title_link=link,
text=text,
fields=[
dict(type='mrkdwn',
value="*Application id:*\n%s" % self.reference_no),
dict(type='mrkdwn',
value="*Advisor Name:*\n%s" %
client.user.get_full_name()),
dict(type='mrkdwn',
value="*Advisor phone:*\n%s" %
client.user.account.phone_no)
],
thumb_url='https://onecover.in/favicon.png',
footer='Post application flow',
footer_icon='https://onecover.in/favicon.png',
ts=now().timestamp())
])
return requests.post(endpoint, json=data)
@property
def adults(self):
return self.active_members.filter(dob__year__lte=(now().year -
18)).count()
@property
def childrens(self):
return self.active_members.count() - self.adults
@cached_property
def active_members(self):
return self.member_set.filter(ignore=False)
@cached_property
def inactive_members(self):
return self.member_set.exclude(ignore=False)
@cached_property
def company_category(self):
return self.quote.premium.product_variant.company_category
@cached_property
def people_listed(self):
return self.active_members.count()
@cached_property
def client(self):
return self.app_client
def __str__(self):
return '%s - %s - %s' % (self.reference_no, self.application_type,
self.company_category.company.name)
class Meta:
ordering = ('-created', )
class Referral(BaseModel):
code = models.CharField(max_length=8, blank=True)
reference_code = models.CharField(max_length=6, null=True, blank=True)
user = models.OneToOneField(
'users.User', null=True, blank=True, on_delete=models.CASCADE)