def testAddVacanceLocative0(self):
lot = Lot('T2', 45, 450)
charge = Charge(lot)
type_ = Charge.charge_e.vacance_locative
charge.add(type_, 0)
self.assertEqual(charge.get_montant_annuel(type_), 0)
def testAddMissingDefaut(self):
lot = Lot('T2', 45, 500)
charge = Charge(lot, self.defaut)
type_ = Charge.charge_e.copropriete
with self.assertRaises(LookupError):
charge.add(type_, 1)
def testAdd0(self):
lot = Lot('T2', 45, 450)
charge = Charge(lot)
type_ = Charge.charge_e.taxe_fonciere
charge.add(type_, 0)
self.assertEqual(charge.get_montant_annuel(type_), 0)
def testCharges(self):
bi = Bien_Immo(50000, 0, 0, 0, 0)
lot1 = Lot("T2", 50, 500)
bi.add_lot(lot1)
lot2 = Lot("T2", 50, 500)
charge = Charge(lot2, None)
charge.add(Charge.charge_e.copropriete, 51 * 12)
charge.add(Charge.charge_e.prime_assurance, 90)
charge.add(Charge.charge_e.vacance_locative, 1 / 12)
charge.add(Charge.charge_e.agence_immo, 0.05)
lot2.charge = charge
bi.add_lot(lot2)
self.assertEqual(bi.financement_total, 50000)
self.assertEqual(bi.loyer_nu_brut_mensuel, 1000)
self.assertEqual(bi.loyer_nu_brut_annuel, 12000)
self.assertEqual(bi.loyer_nu_net_annuel, 11500)
self.assertAlmostEqual(bi.loyer_nu_net_mensuel, 958.33, 2)
self.assertEqual(bi.charges + bi.provisions, 1002)
self.assertEqual(bi.get_charge(Charge.charge_e.taxe_fonciere), 0)
self.assertEqual(bi.get_charge(Charge.charge_e.provision_travaux), 0)
self.assertEqual(bi.get_charge(Charge.charge_e.vacance_locative), 500)
self.assertEqual(bi.get_charge(Charge.charge_e.prime_assurance), 90)
self.assertEqual(bi.get_charge(Charge.charge_e.agence_immo), 25 * 12)
self.assertEqual(bi.get_charge(Charge.charge_e.copropriete), 51 * 12)
def testLoyerNetMensuel(self):
lot = Lot('T1', 30, 360)
self.assertEqual(lot.loyer_nu_net_mensuel, 360)
charge = Charge(lot, self.defaut)
charge.add(Charge.charge_e.vacance_locative, 1)
lot.charge = charge
self.assertEqual(lot.loyer_nu_net_mensuel, 330.12)
def testImpotTotal(self):
bien_immo = Bien_Immo(0, 0, 0, 0, 0)
lot = Lot("", 0, 500)
bien_immo.add_lot(lot)
charge = Charge(lot)
lot.charge = charge
irr = Annexe_2044(self._database, bien_immo, self.credit, 0.11)
self.assertAlmostEqual(irr.impot_total, 1032 + 660)
charge.add(charge.deductible_e.copropriete, 1000)
self.assertAlmostEqual(irr.impot_total, 860 + 550)
def testPrelevementSociaux(self):
bien_immo = Bien_Immo(0, 0, 0, 0, 0)
lot = Lot("", 0, 500)
bien_immo.add_lot(lot)
charge = Charge(lot)
lot.charge = charge
irr = Annexe_2044(self._database, bien_immo, self.credit, 0.11)
self.assertAlmostEqual(irr.prelevement_sociaux_montant, 1032)
charge.add(charge.deductible_e.copropriete, 1000)
self.assertAlmostEqual(irr.prelevement_sociaux_montant, 860)
def testRevenuFoncierImpossableA(self):
bien_immo = Bien_Immo(0, 0, 0, 0, 0)
lot = Lot("", 0, 500)
bien_immo.add_lot(lot)
charge = Charge(lot)
lot.charge = charge
irr = Annexe_2044(self._database, bien_immo, self.credit, 0)
self.assertAlmostEqual(irr.revenu_foncier_impossable, 0)
irr = Annexe_2044(self._database, bien_immo, self.credit, 0.11)
self.assertAlmostEqual(irr.revenu_foncier_impossable, 660)
charge.add(charge.deductible_e.copropriete, 1000)
self.assertAlmostEqual(irr.revenu_foncier_impossable, 550)
def testRendementNet(self):
bi = Bien_Immo(0, 0, 0, 0, 0)
rdt = Rendement(bi)
self.assertEqual(rdt.rendement_net, 0)
bi = Bien_Immo(50000, 0, 0, 0, 0)
bi.add_lot(Lot("T2", 50, 500))
rdt = Rendement(bi)
self.assertEqual(rdt.rendement_net, 0.12)
lot = Lot("T2", 50, 500)
charge = Charge(lot, None)
charge.add(Charge.charge_e.copropriete, 51 * 12)
charge.add(Charge.charge_e.prime_assurance, 90)
charge.add(Charge.charge_e.vacance_locative, 1 / 12)
charge.add(Charge.charge_e.agence_immo, 0.05)
lot.charge = charge
bi.add_lot(lot)
self.assertAlmostEqual(bi.charges + bi.provisions, 1002, 2)
self.assertAlmostEqual(rdt.rendement_net, 0.21, 2)
def testAddTravauxProvision(self):
'''default'''
lot = Lot('T2', 45, 500)
charge = Charge(lot, self.defaut)
type_ = Charge.charge_e.provision_travaux
charge.add(type_, 1)
self.assertEqual(charge.get_taux(type_), 0.01)
self.assertEqual(charge.get_montant_annuel(type_), 60)
def testCashflow(self):
bi = Bien_Immo(50000, 0, 0, 0, 0)
lot1 = Lot("T2", 50, 500)
bi.add_lot(lot1)
cr = Credit(50000, 240, 0.02, Credit.taux_e.periodique, 0,
Credit.mode_e.fixe_CI, 0, 0)
rdt = Rendement(bi, cr)
self.assertAlmostEqual(rdt.cashflow_net_mensuel, 247.06, 2)
lot2 = Lot("T2", 50, 500)
charge = Charge(lot2, None)
charge.add(Charge.charge_e.copropriete, 51 * 12)
charge.add(Charge.charge_e.prime_assurance, 90)
charge.add(Charge.charge_e.vacance_locative, 1 / 12)
charge.add(Charge.charge_e.agence_immo, 0.05)
lot2.charge = charge
bi.add_lot(lot2)
self.assertAlmostEqual(bi.loyer_nu_brut_annuel, 12000, 2)
self.assertAlmostEqual(bi.charges + bi.provisions, 1002, 2)
self.assertAlmostEqual(cr.get_mensualite_avec_assurance(), 252.94, 2)
self.assertAlmostEqual(rdt.cashflow_net_mensuel, 621.89, 2)
self.assertAlmostEqual(rdt.cashflow_net_annuel, 7462.70, 2)
class Lot:
def __init__(self, type_, surface, loyer_nu_mensuel):
self._type = type_
self._surface = surface
self._loyer_nu_mensuel = loyer_nu_mensuel
self.charge = Charge(self, None)
@property
def type(self):
return self._type
@property
def surface(self):
return self._surface
@property
def loyer_nu_brut_mensuel(self):
return self._loyer_nu_mensuel
@property
def loyer_nu_brut_annuel(self):
return self.loyer_nu_brut_mensuel * 12
@property
def loyer_nu_net_mensuel(self):
return self.loyer_nu_net_annuel / 12
@property
def loyer_nu_net_annuel(self):
'''
Provision sur loyer nu brut de:
- vacance locative
'''
vacance_locative = self.charge.get_montant_annuel(Charge.charge_e.vacance_locative)
return self.loyer_nu_brut_annuel - vacance_locative
@property
def charge(self):
return self._charge
@charge.setter
def charge(self, value):
self._charge = value
def testBaseImpossable(self):
bien_immo = Bien_Immo(0, 0, 0, 0, 0)
lot = Lot("", 0, 500)
bien_immo.add_lot(lot)
irr = Annexe_2044(self._database, bien_immo, self.credit, 0)
# Pas de charges
self.assertAlmostEqual(irr.base_impossable, 6000)
charge = Charge(lot)
lot.charge = charge
# Copropriete
charge.add(charge.deductible_e.copropriete, 1000)
self.assertAlmostEqual(irr.base_impossable, 5000)
# Taxe fonciere
charge.add(charge.deductible_e.copropriete, 800)
self.assertAlmostEqual(irr.base_impossable, 4200)
# PNO
charge.add(charge.deductible_e.prime_assurance, 100)
self.assertAlmostEqual(irr.base_impossable, 4100)
# Autres
charge.add(Charge.charge_e.provision_travaux, 0.01)
charge.add(Charge.charge_e.vacance_locative, 1 / 12)
self.assertAlmostEqual(irr.base_impossable, 4100)
# Gestion agence locative
charge.add(Charge.charge_e.agence_immo, 0.05)
self.assertAlmostEqual(irr.base_impossable, 3800)
def __init__(self, type_, surface, loyer_nu_mensuel):
self._type = type_
self._surface = surface
self._loyer_nu_mensuel = loyer_nu_mensuel
self.charge = Charge(self, None)
def make_bien_immo(achat_data, lots_data, defaut=Defaut(0, 0, 0, 0)):
bien_immo = Bien_Immo(achat_data['prix_net_vendeur'],
achat_data['frais_agence'],
achat_data['frais_notaire'],
achat_data['budget_travaux'],
achat_data['apport'])
for lot_data in lots_data:
lot = Lot(lot_data['type'], lot_data['surface'],
lot_data['loyer_nu_mensuel'])
charges_data = lot_data['charges']
charge = Charge(lot, defaut)
charge.add(Charge.charge_e.charge_locative,
charges_data['provision_charge_mensuel'])
charge.add(Charge.charge_e.copropriete,
charges_data['copropriete'])
charge.add(Charge.charge_e.taxe_fonciere,
charges_data['taxe_fonciere'])
charge.add(Charge.charge_e.prime_assurance, charges_data['PNO'])
charge.add(Charge.charge_e.agence_immo,
charges_data['agence_immo'])
charge.add(Charge.charge_e.provision_travaux,
charges_data['travaux_provision_taux'])
charge.add(Charge.charge_e.vacance_locative,
charges_data['vacance_locative_taux'])
lot.charge = charge
bien_immo.add_lot(lot)
return bien_immo
def testAddVacanceLocative1B(self):
lot = Lot('T2', 45, 450)
charge = Charge(lot, self.defaut)
type_ = Charge.charge_e.vacance_locative
charge.add(type_, 1)
def testInit(self):
_ = Charge(None)
_ = Charge(None, None)