def test_is_single():
# No rule to apply
user_info = {
"age": 62,
"dependents": 0,
"income": 1000,
"marital_status": "single",
"risk_questions": [0, 1, 1],
}
user_dto = UserInformationDTO(**user_info)
user_base_risk = UserRisk(user_dto)
# Build rules set
rule = IsMaried()
risk = rule.apply_rule(user_dto, user_base_risk)
# User risk should not change
assert risk.disability.risk == 2
assert risk.auto.risk == 2
assert risk.home.risk == 2
assert risk.life.risk == 2
def test_is_maried():
# IsMaried
user_info = {
"age": 62,
"dependents": 2,
"income": 0,
"marital_status": "married",
"risk_questions": [0, 1, 1],
}
user_dto = UserInformationDTO(**user_info)
user_base_risk = UserRisk(user_dto)
# Build rules set
rule = IsMaried()
risk = rule.apply_rule(user_dto, user_base_risk)
# User should not be eligible to disability
assert risk.disability.risk == 1
assert risk.auto.risk == 2
assert risk.home.risk == 2
assert risk.life.risk == 3
def test_no_house():
# No house
user_info = {
"age": 62,
"dependents": 2,
"income": 1000,
"marital_status": "single",
"risk_questions": [0, 1, 1],
}
user_dto = UserInformationDTO(**user_info)
user_base_risk = UserRisk(user_dto)
# Build rules set
rule = HasMotgagedHouse() | HasNoHouse
risk = rule.apply_rule(user_dto, user_base_risk)
# User should not be eligible to home insurance
assert risk.disability.risk == 2
assert risk.auto.risk == 2
assert risk.home.is_eligible == False
assert risk.life.risk == 2
def test_has_no_income():
# HasNoIncome
user_info = {
"age": 62,
"dependents": 2,
"income": 0,
"marital_status": "single",
"risk_questions": [0, 1, 1],
}
user_dto = UserInformationDTO(**user_info)
user_base_risk = UserRisk(user_dto)
# Build rules set
rule = HasNoIncome() | IncomeAboveTwoHundredK
risk = rule.apply_rule(user_dto, user_base_risk)
# User should not be eligible to disability
assert risk.disability.is_eligible == False
assert risk.auto.risk == 2
assert risk.home.risk == 2
assert risk.life.risk == 2
def test_income_above_two_hundred():
# IncomeAboveTwoHundredK
user_info = {
"age": 62,
"dependents": 0,
"income": 220000,
"marital_status": "single",
"risk_questions": [0, 1, 1],
}
user_dto = UserInformationDTO(**user_info)
user_base_risk = UserRisk(user_dto)
# Build rules set
rule = HasNoIncome() | IncomeAboveTwoHundredK
risk = rule.apply_rule(user_dto, user_base_risk)
# All risk lines should be reduced by 1
assert risk.disability.risk == 1
assert risk.auto.risk == 1
assert risk.home.risk == 1
assert risk.life.risk == 1
def test_has_dependents():
# HasDependents
user_info = {
"age": 62,
"dependents": 2,
"income": 1000,
"marital_status": "single",
"risk_questions": [0, 1, 1],
}
user_dto = UserInformationDTO(**user_info)
user_base_risk = UserRisk(user_dto)
# Build rules set
rule = HasDependents()
risk = rule.apply_rule(user_dto, user_base_risk)
# User should have 1 score point added to life and disability
assert risk.disability.risk == 3
assert risk.auto.risk == 2
assert risk.home.risk == 2
assert risk.life.risk == 3
def test_age_over_sixty():
# AgeOverSixty
user1_info = {
"age": 62,
"dependents": 2,
"income": 1000,
"marital_status": "single",
"risk_questions": [0, 1, 1],
}
user1_dto = UserInformationDTO(**user1_info)
user1_base_risk = UserRisk(user1_dto)
# Build rules set
rule = (AgeOverSixty()
| AgeBetweenThirtyAndForty
| AgeUnderThirty
)
risk = rule.apply_rule(user1_dto, user1_base_risk)
# User 1 should not be eligible to life nor disability
assert risk.disability.is_eligible == False
assert risk.auto.risk == 2
assert risk.home.risk == 2
assert risk.life.is_eligible == False
def test_age_no_rule():
# No rule
user4_info = {
"age": 40,
"dependents": 2,
"income": 1000,
"marital_status": "single",
"risk_questions": [0, 1, 1],
}
user4_dto = UserInformationDTO(**user4_info)
user4_base_risk = UserRisk(user4_dto)
# Build rules set
rule = (AgeOverSixty()
| AgeBetweenThirtyAndForty
| AgeUnderThirty
)
risk = rule.apply_rule(user4_dto, user4_base_risk)
# User 4 should have the same base score
assert risk.disability.risk == 2
assert risk.auto.risk == 2
assert risk.home.risk == 2
assert risk.life.risk == 2
def test_age_between_thirty_and_forty():
# AgeBetweenThirtyAndForty
user3_info = {
"age": 38,
"dependents": 2,
"income": 1000,
"marital_status": "single",
"risk_questions": [0, 1, 1],
}
user3_dto = UserInformationDTO(**user3_info)
user3_base_risk = UserRisk(user3_dto)
# Build rules set
rule = (AgeOverSixty()
| AgeBetweenThirtyAndForty
| AgeUnderThirty
)
risk = rule.apply_rule(user3_dto, user3_base_risk)
# User 3 should 1 risk point reduced in all lines
assert risk.disability.risk == 1
assert risk.auto.risk == 1
assert risk.home.risk == 1
assert risk.life.risk == 1
def test_motgaged_house():
# MortgagedHouse
user_info = {
"age": 62,
"dependents": 2,
"house": {
"ownership_status": "mortgaged"
},
"income": 1000,
"marital_status": "single",
"risk_questions": [0, 1, 1],
}
user_dto = UserInformationDTO(**user_info)
user_base_risk = UserRisk(user_dto)
# Build rules set
rule = HasMotgagedHouse() | HasNoHouse
risk = rule.apply_rule(user_dto, user_base_risk)
# User should have 1 score point added to home and disability
assert risk.disability.risk == 3
assert risk.auto.risk == 2
assert risk.home.risk == 3
assert risk.life.risk == 2
def test_new_vehicle():
# HasNewVehicle
user_info = {
"age": 62,
"dependents": 0,
"income": 220000,
"marital_status": "single",
"risk_questions": [0, 1, 1],
"vehicle": {
"year": 2018
}
}
user_dto = UserInformationDTO(**user_info)
user_base_risk = UserRisk(user_dto)
# Build rules set
rule = HasNoVehicle() | HasNewVehicle
risk = rule.apply_rule(user_dto, user_base_risk)
# All risk lines should be reduced by 1
assert risk.disability.risk == 2
assert risk.auto.risk == 3
assert risk.home.risk == 2
assert risk.life.risk == 2