def __init__(self, amount, interest, date=None, name=None, meta={}):
self._date_start = validate.valid_date(date)
self._name = validate.valid_name(name)
self._meta = meta
# check for problems
assert ((isinstance(amount, int) or (isinstance(amount, float))))
if interest > 1.:
interest = interest / 100.
## generic variables, which are basically used in any class ##
## that inherits from account ##
# setting up the report and the semantics
self._report = Report(name=self._name)
self._account = int(amount * 100) # amount of money to start with
self._interest = interest # interest rate
self._current_date = self._date_start # current date of the simulation
self._caccount = self._account # current account, this variable
# is used in all subclasses
# sum helper variables for interest calculation and keep
self._sum_interest = 0
def __init__(self,
property_value,
amount,
loan,
date=None,
name=None,
meta={}):
"""
For a property with a given value (property_value), the current amount
that is transfered to the owner (amount) is reflected by the amount of
money that has been transfered to the loan. Loan must here of class
loan
property_value : value of the property
amount : amount of money that represents the ownership. if
amount=property_value, the property totally belongs to the owner, if
amount<property_value, the property partly belongs to the loan holder
loan : object of type loan, that is linked to this property
date : date, for which this property starts to exist
name : name of this property
meta : meta-information
"""
assert isinstance(
loan,
Loan), 'loan must be of type Loan, but is in fact of type ' + str(
type(loan))
assert property_value >= amount, 'property_value must be greater than amount'
self._name = validate.valid_name(name)
self._date_start = validate.valid_date(date)
self._meta = meta
self._property_value = int(property_value * 100)
self._account = int(amount * 100) # amount of money already invested
self._caccount = self._account
self._loan = loan
# setting up the report and the semantics
self._report = Report(name=self._name)
self._report.add_semantics('account', 'saving_abs')
self._report.add_semantics('property_value', 'none')
self._current_date = self._date_start
self.make_report()
def __init__(self, *accounts, name=None, date=None, meta=None):
""" Simulations can be initialized with names, to make differentiate
between different simulations """
# check for errors in the input of accounts
for account in accounts:
if not isinstance(account, Account):
raise TypeError(
str(account) + " is not of type or subtype Account")
if name is None:
self._name = 'Simulation ' + str(datetime.now())
else:
self._name = name
# a simuation can also store meta information
self._meta = meta
self._report = Report(self._name)
self._report.add_semantics('from_acc', 'none')
self._report.add_semantics('to_acc', 'none')
self._report.add_semantics('value', 'input_cum')
self._report.add_semantics('kind', 'none')
self._report.add_semantics('name', 'none')
self._report.add_semantics('code', 'none')
self._report.add_semantics('message', 'none')
self._payments = PaymentList()
self._payments_iter = None
self._next_pay = None
self._date_start = validate.valid_date(date)
self._day = 0
self._current_date = self._date_start
# list of accounts to manage
self._accounts = list(accounts)
# list of controller-functions executed before day-simulation.
# controller functions are executed before the day to check custom
# states of the accounts and perform actions
self._controller = []
def __init__(self,
guthaben,
bausparsumme,
punkte,
tarif,
date=None,
name=None):
if tarif not in tarife:
raise TypeError(
"Contract type not found in contract list: {}".format(tarif))
self._tarif = tarife[tarif]
self._date_start = self.valid_date(date)
self._name = self.valid_name(name)
self._report = Report(name=self._name + ' - ' +
str(self._date_start.strftime(C_format_date)))
self._report.add_semantics('account', 'saving_abs')
self._report.add_semantics('loan', 'debt_abs')
self._report.add_semantics('loan_interest', 'cost_cum')
self._report.add_semantics('account_interest', 'win_cum')
self._report.add_semantics('points', 'none')
self._report.add_semantics('payments', 'debtpayment_cum')
self._report.add_semantics('agio', 'cost_cum')
self._report.add_semantics('insurance', 'cost_cum')
self._report.add_semantics('entgelt', 'cost_cum')
self._guthaben = int(guthaben * 100)
self._bausparsumme = int(bausparsumme * 100)
self._darlehen = self._bausparsumme - np.max([
self._bausparsumme * self._tarif['bausparanteil'], self._guthaben
])
self._punkte = punkte
self._payments = Payments()
self._payments_iter = None
self._sum_interest = 0 # this value is used because it is inherited from account
self._sum_loan_interest = 0 # but we need an extra variable for the loan interest
self._sum_loan_insurance = 0
self._day = -1
self._current_date = self._date_start
self._caccount = self._guthaben
self._cdarlehen = self._darlehen
self._next_pay = None
self._interest_paydate = {'month': 12, 'day': 31}
# this function determines, in which phase of the product we are
self._phase = self.saving_phase
# reporting functionality
self._record = {
'loan_interest': 0,
'account_interest': 0,
'payments': 0,
'entgelt': 0,
'insurance': 0,
'agio': 0
}