def php_commission(user, product_id, start):
"""
月利宝的表存的是php那边的流水.直接从这获取
:param user:
:param product_id:
:param start:
:return:
"""
_amount = MonthProduct.objects.filter(user=user,
product_id=product_id,
created_at__gt=start,
cancel_status=False).aggregate(
Sum('amount'))
if _amount['amount__sum']:
commission = decimal.Decimal(
_amount['amount__sum']) * decimal.Decimal("0.003")
commission = commission.quantize(decimal.Decimal('0.01'),
rounding=decimal.ROUND_HALF_DOWN)
first_intro = IntroducedBy.objects.filter(user=user).first()
if first_intro and first_intro.introduced_by:
first = MarginKeeper(first_intro.introduced_by)
first.deposit(commission, description=u'月利宝一级淘金', catalog=u"全民淘金")
income = PhpIncome(user=first_intro.introduced_by,
invite=user,
level=1,
product_id=product_id,
amount=_amount['amount__sum'],
earning=commission,
order_id=first.order_id,
paid=True,
created_at=timezone.now())
income.save()
def test_purchase(self):
user1_margin_keeper = MarginKeeper(self.user1)
user1_margin_keeper.deposit(100000)
product = MockGenerator.generate_staging_p2p(u'test',
100000,
per_user=0.1)
user1_trader = P2PTrader(product, self.user1)
# user1_trader.purchase(2000)
user1_trader.purchase(1000)
margin_records = MarginRecord.objects.all()
self.assertEqual(len(margin_records), 2)
for margin_record in margin_records:
self.assertIsNotNone(margin_record.order_id)
order = Order.objects.get(pk=user1_trader.order_id)
notes = order.notes.all()
self.assertEqual(len(notes), 2)
self.assertEqual(notes[0].extra_data['status'], u'份额确认')
def commission(user, product, equity, start):
"""
计算全民佣金,千三,取消第二级
:param user:
:param product:
:param equity:
:param start:
"""
_amount = P2PRecord.objects.filter(user=user,
product=product,
create_time__gt=start).aggregate(
Sum('amount'))
if _amount['amount__sum'] and _amount['amount__sum'] <= equity:
commission = decimal.Decimal(
_amount['amount__sum']) * decimal.Decimal("0.003")
commission = commission.quantize(decimal.Decimal('0.01'),
rounding=decimal.ROUND_HALF_DOWN)
first_intro = IntroducedBy.objects.filter(user=user).first()
if first_intro and first_intro.introduced_by:
first = MarginKeeper(first_intro.introduced_by)
first.deposit(commission, catalog=u"全民淘金")
income = Income(user=first_intro.introduced_by,
invite=user,
level=1,
product=product,
amount=_amount['amount__sum'],
earning=commission,
order_id=first.order_id,
paid=True,
created_at=timezone.now())
income.save()
def test_settle(self):
user1_margin_keeper = MarginKeeper(self.user1)
user1_margin_keeper.deposit(100000)
product = MockGenerator.generate_staging_p2p(u'test',
100000,
per_user=1)
user1_trader = P2PTrader(product, self.user1)
user1_trader.purchase(100000)
product = P2PProduct.objects.get(pk=product.id)
# Now The product status should be pre settle, which means some one should do the final check,
# Do money transfer, and if everything works, then he or she should change status to 还款中
product = P2PProduct.objects.get(pk=product.id)
self.assertEqual(product.status, u'满标待打款')
product.status = u'满标已打款'
product.save()
operator = P2POperator()
operator.preprocess_for_settle(product=product)
product = P2PProduct.objects.get(pk=product.id)
self.assertEqual(product.status, u'满标待审核')
# Now the equity should has contract, user should has amortization plan
equity = P2PEquity.objects.filter(user=self.user1,
product=product).first()
try:
f = equity.contract.open('r')
except ValueError, e:
self.fail("The contract not generated as expected")
def __init__(self, product, user, order_id=None, request=None):
self.user = user
self.product = product
if self.product.status != u"正在招标":
raise P2PException(u'购买的标不在招标状态')
self.request = request
if order_id is None:
self.order_id = OrderHelper.place_order(user,
order_type=u'产品申购',
product_id=product.id,
status=u'新建').id
else:
self.order_id = order_id
self.margin_keeper = MarginKeeper(user=user, order_id=self.order_id)
self.product_keeper = ProductKeeper(product, order_id=self.order_id)
self.equity_keeper = EquityKeeper(user=user,
product=product,
order_id=self.order_id)
if request:
self.device = split_ua(request)
self.device_type = self.device['device_type']
else:
self.device = split_ua(request)
self.device_type = "pc"
def test_full_process(self):
user1_margin_keeper = MarginKeeper(self.user1)
user1_margin_keeper.deposit(100000)
operator = P2POperator()
product = MockGenerator.generate_staging_p2p(u'测试用P2P产品第一号',
100000,
per_user=1)
# Run the operator and check nothing happened
P2PTrader(product, self.user1).purchase(100000)
product = P2PProduct.objects.first()
self.assertEqual(product.status, u'满标待打款')
# Stimulate that the money already paid
product.status = u'满标已打款'
product.save()
# status -> 满标待审核
operator.watchdog()
product = P2PProduct.objects.first()
user_amortizations = UserAmortization.objects.filter(
product_amortization__in=product.amortizations.all())
user_amortizations_count = len(user_amortizations)
# Some body may manually set status to 满标已打款 in case some error detected, system should
# support this case
product = P2PProduct.objects.get(pk=product.id)
product.status = u'满标已打款'
# Regenerate user amortization plan
operator.watchdog()
product = P2PProduct.objects.first()
user_amortizations = UserAmortization.objects.filter(
product_amortization__in=product.amortizations.all())
# Even we regenerate everything, the user_amortization account should be the same
self.assertEqual(len(user_amortizations), user_amortizations_count)
# 满标待审核 -> 满标已审核
product = P2PProduct.objects.first()
ProductKeeper(product).audit(self.user1)
# status -> 还款中
operator.watchdog()
product = P2PProduct.objects.get(pk=product.id)
self.assertEqual(product.status, u'还款中')
for a in product.amortizations.all():
a.ready_for_settle = True
a.save()
operator.watchdog()
product = P2PProduct.objects.get(pk=product.id)
self.assertEqual(product.status, u'已完成')
def reward_user_5(user, introduced_by, reward_type, got_amount, product,
only_show):
reward = Reward.objects.filter(is_used=False, type=reward_type).first()
text_content = u"【网利宝】您在邀请好友送收益的活动中，获得%s元收益，收益已经发放至您的网利宝账户。请注意查收。回复TD退订4008-588-066【网利宝】" % got_amount
if only_show is not True:
send_messages.apply_async(
kwargs={
"phones": [user.wanglibaouserprofile.phone],
"messages": [text_content]
})
if only_show is not True:
earning = Earning()
earning.amount = got_amount
earning.type = 'I'
earning.product = product
order = OrderHelper.place_order(introduced_by,
Order.ACTIVITY,
u"邀请送收益活动赠送",
earning=model_to_dict(earning))
earning.order = order
keeper = MarginKeeper(introduced_by, order.pk)
# 赠送活动描述
desc = u'%s,邀请好友首次理财活动中，活赠%s元' % (
introduced_by.wanglibaouserprofile.name, got_amount)
earning.margin_record = keeper.deposit(got_amount, description=desc)
earning.user = introduced_by
earning.save()
message_content = u"您在邀请好友送收益的活动中，您的好友%s在活动期间完成首次投资，根据活动规则，您获得%s元收益。<br/>\
<a href = 'https://www.wanglibao.com/accounts/home/'>查看账户余额</a><br/>\
感谢您对我们的支持与关注。<br/>\
网利宝" % (safe_phone_str(
user.wanglibaouserprofile.phone), got_amount)
if only_show is not True:
RewardRecord.objects.create(user=introduced_by,
reward=reward,
description=message_content)
inside_message.send_one.apply_async(
kwargs={
"user_id": introduced_by.id,
"title": u"邀请送收益活动",
"content": message_content,
"mtype": "activity"
})
else:
print message_content
print introduced_by.wanglibaouserprofile.name
print safe_phone_str(user.wanglibaouserprofile.phone)
print text_content
def handle_margin(self, amount, order_id, user_id, ip, response_content, device):
try:
pay_info = PayInfo.objects.select_for_update().filter(order_id=order_id).first()
except Exception:
logger.error("orderId:%s, order not exist, handle margin, try error" % order_id)
return {"ret_code": 20085, "message": "order not exist, handle margin, try error"}
if not pay_info:
return {"ret_code": 20131, "message": "order not exist"}
if pay_info.status == PayInfo.SUCCESS:
return {"ret_code": 0, "message": PayResult.DEPOSIT_SUCCESS, "amount": amount}
pay_info.error_message = ""
pay_info.response = response_content
pay_info.response_ip = ip
if pay_info.amount != amount:
pay_info.status = PayInfo.FAIL
pay_info.error_message += u' 金额不匹配'
logger.error("orderId:%s amount:%s, response amount:%s" % (order_id, pay_info.amount, amount))
rs = {"ret_code": 20132, "message": PayResult.EXCEPTION}
elif pay_info.user_id != user_id:
pay_info.status = PayInfo.FAIL
pay_info.error_message += u"用户不匹配"
logger.error("orderId:%s 充值用户ID不匹配" % order_id)
rs = {"ret_code": 20133, "message": PayResult.EXCEPTION}
else:
pay_info.fee = self.FEE
keeper = MarginKeeper(pay_info.user, pay_info.order.pk)
margin_record = keeper.deposit(amount)
pay_info.margin_record = margin_record
pay_info.status = PayInfo.SUCCESS
logger.error("orderId:%s success" % order_id)
rs = {"ret_code": 0, "message": "success", "amount": amount, "margin": margin_record.margin_current}
pay_info.save()
if rs['ret_code'] == 0:
try:
# fix@chenweibi, add order_id, handle_margin已经废弃未被使用
tools.deposit_ok.apply_async(kwargs={"user_id": pay_info.user.id, "amount": pay_info.amount,
"device": device, "order_id": order_id})
except:
pass
# 充值成功后，更新本次银行使用的时间
if len(pay_info.card_no) == 10:
Card.objects.filter(user=pay_info.user, no__startswith=pay_info.card_no[:6], no__endswith=pay_info.card_no[-4:]).update(last_update=timezone.now())
else:
Card.objects.filter(user=pay_info.user, no=pay_info.card_no).update(last_update=timezone.now())
OrderHelper.update_order(pay_info.order, pay_info.user, pay_info=model_to_dict(pay_info), status=pay_info.status)
return rs
def generate(cls, clean=False):
User = get_user_model()
users = User.objects.all()
for u in users:
if not hasattr(u, 'margin'):
margin = Margin(user=u)
margin.save()
for u in users:
order = OrderHelper.place_order()
keeper = MarginKeeper(order_id=order.id, user=u)
keeper.deposit(100000000)
def post(self, request):
uuid = request.POST.get('uuid', '')
error_message = request.POST.get('error_message', '')
#try:
# payinfo = PayInfo.objects.get(uuid=uuid, type='W')
#except PayInfo.DoesNotExist:
# return HttpResponse({
# u"没有找到 %s 该记录" % uuid
# })
payinfo = PayInfo.objects.filter(uuid=uuid, type='W').first()
if not payinfo:
return HttpResponse({u"没有找到 %s 该记录" % uuid})
if payinfo.status == PayInfo.FAIL or payinfo.status == PayInfo.SUCCESS:
logger.info(
"The withdraw status [%s] already process , ignore it" % uuid)
return HttpResponse({u"该%s 请求已经处理过,请勿重复处理" % uuid})
marginKeeper = MarginKeeper(payinfo.user)
# 提现审核失败回滚时需要将扣除的各手续费返还
total_amount = payinfo.amount + payinfo.fee + payinfo.management_fee
marginKeeper.withdraw_rollback(total_amount,
error_message,
uninvested=payinfo.management_amount)
payinfo.status = PayInfo.FAIL
payinfo.error_message = error_message
payinfo.confirm_time = None
payinfo.save()
# 短信通知添加用户名
name = payinfo.user.wanglibaouserprofile.name or u'用户'
send_messages.apply_async(
kwargs={
"phones": [payinfo.user.wanglibaouserprofile.phone],
"messages": [messages.withdraw_failed(name, error_message)]
})
title, content = messages.msg_withdraw_fail(timezone.now(),
payinfo.amount)
inside_message.send_one.apply_async(
kwargs={
"user_id": payinfo.user.id,
"title": title,
"content": content,
"mtype": "withdraw"
})
return HttpResponse({u"该 %s 请求已经处理完毕" % uuid})
def settle(self, savepoint=True):
with transaction.atomic(savepoint=savepoint):
equity_query = P2PEquity.objects.filter(user=self.user,
product=self.product)
if (not equity_query.exists()) or (len(equity_query) != 1):
raise P2PException('can not get equity info.')
equity = equity_query.first()
equity.confirm = True
equity.confirm_at = timezone.now()
equity.save()
catalog = u'申购确认'
description = u'用户份额确认(%d)' % equity.equity
self.__tracer(catalog, equity.equity, description)
user_margin_keeper = MarginKeeper(self.user)
user_margin_keeper.settle(equity.equity, savepoint=False)
def handle_withdraw_result(cls, data):
order_id = data.get('OrdId', '')
try:
pay_info = PayInfo.objects.select_for_update().get(pk=order_id)
except PayInfo.DoesNotExist:
logger.warning('Order not found, order id: ' + order_id + ', response: ' + str(data))
return PayResult.EXCEPTION
if pay_info.status == PayInfo.FAIL:
return PayResult.WITHDRAW_FAIL
pay_info = PayInfo.objects.select_for_update().get(pk=order_id)
pay_info.response = str(data)
pay_info.error_code = data.get('RespCode', '')
pay_info.error_message = data.get('RespDesc', '')
transaction_status = data.get('TransStat', '')
keeper = MarginKeeper(pay_info.user, pay_info.order.pk)
try:
pay = HuifuPay()
if pay.verify_sign(data, HuifuPay.WITHDRAW_FIELDS):
if data['RespCode'] == '000':
if transaction_status == 'S':
if pay_info.status != PayInfo.SUCCESS:
keeper.withdraw_ack(pay_info.total_amount)
pay_info.status = PayInfo.SUCCESS
result = PayResult.WITHDRAW_SUCCESS
elif transaction_status == 'I':
pay_info.status = PayInfo.ACCEPTED
result = PayResult.WITHDRAW_SUCCESS
elif transaction_status == 'F':
is_already_successful = False
if pay_info.status == 'S':
is_already_successful = True
pay_info.status = PayInfo.FAIL
result = PayResult.WITHDRAW_FAIL
keeper.withdraw_rollback(pay_info.total_amount, u'', is_already_successful)
else:
pay_info.status = PayInfo.FAIL
result = PayResult.WITHDRAW_FAIL
keeper.withdraw_rollback(pay_info.total_amount)
else:
pay_info.status = PayInfo.EXCEPTION
result = PayResult.EXCEPTION
pay_info.error_message = 'Invalid signature'
logger.fatal('invalid signature. order id: %s', str(pay_info.pk))
except(socket.error, SignException) as e:
result = PayResult.EXCEPTION
pay_info.status = PayInfo.EXCEPTION
pay_info.error_message = str(e)
logger.fatal('unexpected error. order id: %s. exception: %s', str(pay_info.pk), str(e))
pay_info.save()
OrderHelper.update_order(pay_info.order, pay_info.user, pay_info=model_to_dict(pay_info), status=pay_info.status)
return result
def settle_hike(cls, product):
result = redpack_backends.settle_hike(product)
if not result:
return
for x in result:
order_id = OrderHelper.place_order(x['user'],
order_type=u'加息',
product_id=product.id,
status=u'新建').id
margin_keeper = MarginKeeper(user=x['user'], order_id=order_id)
margin_keeper.hike_deposit(x['amount'],
u"加息存入%s元" % x['amount'],
savepoint=False)
OrderHelper.update_order(Order.objects.get(pk=order_id),
user=x['user'],
status=u'成功',
amount=x['amount'])
def php_commission_one_pay_one(user, invite, product_id, level, amount,
earning):
try:
with transaction.atomic():
income, create_flag = PhpIncome.objects.get_or_create(
user=user,
invite=invite,
product_id=product_id,
defaults={
'level': level,
'amount': amount,
'earning': earning,
'paid': False
})
income = PhpIncome.objects.select_for_update().get(id=income.id)
if income and not income.paid:
margin = MarginKeeper(user)
if level == 1:
desc = u'月利宝一级淘金'
elif level == 2:
desc = u'月利宝二级淘金'
else:
desc = u'月利宝淘金'
margin.deposit(earning, description=desc, catalog=u"全民淘金")
income.order_id = margin.order_id
income.paid = True
income.save()
return u'Success: [%s] introduced [%s] in [%s], level:%s, amount:%s, earning:%s' % (
user.id, invite.id, product_id, level, amount, earning)
# Only for debug by hb on 2016-06-13
if income and income.paid:
return u'Ignore: [%s] introduced [%s] in [%s], level:%s, amount:%s, earning:%s' % (
user.id, invite.id, product_id, level, amount, earning)
if not income:
return u'NotFound: [%s] introduced [%s] in [%s], level:%s, amount:%s, earning:%s' % (
user.id, invite.id, product_id, level, amount, earning)
except Exception, ex:
return u'[%s] introduced [%s] in [%s], Except:(%s)' % (
user.id, invite.id, product_id, ex)
def rollback(self, description=u'', savepoint=True):
with transaction.atomic(savepoint=savepoint):
equity = P2PEquity.objects.select_for_update().filter(
user=self.user, product=self.product).first()
if not equity:
raise P2PException(u'No equity available for user')
if equity.confirm:
raise P2PException(
u'The equity already confirmed, no way to revert')
amount = equity.equity
equity.delete()
catalog = u'流标取消'
record = self.__tracer(catalog, amount)
user_margin_keeper = MarginKeeper(self.user, self.order_id)
user_margin_keeper.unfreeze(amount, savepoint=False)
# 流标要将红包退回账号
p2precord = P2PRecord.objects.filter(user=self.user,
product=self.product,
catalog=u"申购")
if p2precord:
for p2p in p2precord:
result = redpack_backends.restore(p2p.order_id, p2p.amount,
p2p.user)
if result['ret_code'] == 0:
user_margin_keeper.redpack_return(
result['deduct'],
description=u"%s 流标 红包退回%s元" %
(self.product.short_name, result['deduct']))
return record
def reward_earning(record, reward_user, got_amount, product, flag):
from wanglibao_p2p.models import Earning
from order.utils import OrderHelper
from order.models import Order
from django.forms import model_to_dict
from wanglibao_margin.marginkeeper import MarginKeeper
# 发放收益
earning = Earning()
earning.amount = got_amount
earning.type = 'I'
earning.product = product
order = OrderHelper.place_order(reward_user,
Order.ACTIVITY,
u"邀请送收益活动赠送",
earning=model_to_dict(earning))
earning.order = order
keeper = MarginKeeper(reward_user, order.pk)
# 赠送活动描述
desc = u'%s,邀请好友理财活动中，获赠%s元' % (reward_user.wanglibaouserprofile.name,
got_amount)
earning.margin_record = keeper.deposit(got_amount,
description=desc,
catalog=u"邀请赠送")
earning.user = reward_user
earning.save()
if flag == 1:
IntroducedByReward.objects.filter(id=record.id).update(
checked_status=1, checked_at=timezone.now(), user_send_status=True)
else:
IntroducedByReward.objects.filter(id=record.id).update(
checked_status=1,
checked_at=timezone.now(),
introduced_send_status=True)
class P2PTrader(object):
def __init__(self, product, user, order_id=None, request=None):
self.user = user
self.product = product
if self.product.status != u"正在招标":
raise P2PException(u'购买的标不在招标状态')
self.request = request
if order_id is None:
self.order_id = OrderHelper.place_order(user,
order_type=u'产品申购',
product_id=product.id,
status=u'新建').id
else:
self.order_id = order_id
self.margin_keeper = MarginKeeper(user=user, order_id=self.order_id)
self.product_keeper = ProductKeeper(product, order_id=self.order_id)
self.equity_keeper = EquityKeeper(user=user,
product=product,
order_id=self.order_id)
if request:
self.device = split_ua(request)
self.device_type = self.device['device_type']
else:
self.device = split_ua(request)
self.device_type = "pc"
def purchase(self, amount, redpack=0, platform=u''):
description = u'购买P2P产品 %s %s 份' % (self.product.short_name, amount)
is_full = False
product_balance_after = 0
if self.user.wanglibaouserprofile.frozen:
raise P2PException(u'用户账户已冻结，请联系客服')
with transaction.atomic():
if redpack:
# 为防止用户同时打开两个浏览器同时使用加息券和红包，须先检测
coupons = RedPackRecord.objects.filter(user=self.user, product_id=self.product.id) \
.filter(redpack__event__rtype='interest_coupon')
if coupons:
raise P2PException(u'已经选择过加息券，不能重复或叠加使用')
else:
this_redpack = RedPackRecord.objects.filter(
pk=redpack).first()
this_rtype = this_redpack.redpack.event.rtype
coupons = RedPackRecord.objects.filter(user=self.user, product_id=self.product.id) \
.exclude(redpack__event__rtype='interest_coupon')
if coupons and this_rtype == 'interest_coupon':
raise P2PException(u'红包和加息券不能同时叠加使用')
redpack_order_id = OrderHelper.place_order(
self.user,
order_type=u'优惠券消费',
redpack=redpack,
product_id=self.product.id,
status=u'新建').id
result = redpack_backends.consume(redpack, amount, self.user,
self.order_id,
self.device_type,
self.product.id)
if result['ret_code'] != 0:
raise Exception, result['message']
if result['rtype'] != 'interest_coupon':
red_record = self.margin_keeper.redpack_deposit(
result['deduct'],
u"购买P2P抵扣%s元" % result['deduct'],
order_id=redpack_order_id,
savepoint=False)
OrderHelper.update_order(
Order.objects.get(pk=redpack_order_id),
user=self.user,
status=u'成功',
amount=amount,
deduct=result['deduct'],
redpack=redpack)
product_record = self.product_keeper.reserve(amount,
self.user,
savepoint=False,
platform=platform)
margin_record = self.margin_keeper.freeze(amount,
description=description,
savepoint=False)
equity = self.equity_keeper.reserve(amount,
description=description,
savepoint=False)
OrderHelper.update_order(Order.objects.get(pk=self.order_id),
user=self.user,
status=u'份额确认',
amount=amount)
product_balance_after = product_record.product_balance_after
if product_balance_after <= 0:
is_full = True
# fix@chenweibin, add order_id
# Modify by hb on 2015-11-25 : add "try-except"
try:
logger.debug("=20151125= decide_first.apply_async : [%s], [%s], [%s], [%s], [%s], [%s]" % \
(self.user.id, amount, self.device['device_type'], self.order_id, self.product.id, is_full) )
tools.decide_first.apply_async(
kwargs={
"user_id": self.user.id,
"amount": amount,
"device": self.device,
"order_id": self.order_id,
"product_id": self.product.id,
"is_full": is_full,
"product_balance_after": product_balance_after
})
except Exception, reason:
logger.debug(
"=20151125= decide_first.apply_async Except:{0}".format(
reason))
pass
try:
logger.debug(
"=20151125= CoopRegister.process_for_purchase : [%s], [%s]" %
(self.user.id, self.order_id))
CoopRegister(self.request).process_for_purchase(
self.user, self.order_id)
except Exception, reason:
logger.debug(
"=20151125= CoopRegister.process_for_purchase Except:{0}".
format(reason))
pass
def withdraw(request):
amount = request.DATA.get("amount", "").strip()
card_id = request.DATA.get("card_id", "").strip()
vcode = request.DATA.get("validate_code", "").strip()
if not amount or not card_id:
return {"ret_code": 20061, "message": u"信息输入不完整"}
user = request.user
if not user.wanglibaouserprofile.id_is_valid:
return {"ret_code": 20062, "message": u"请先进行实名认证"}
if user.wanglibaouserprofile.frozen:
return {"ret_code": 20072, "message": u"用户账户已冻结,请联系客服"}
try:
float(amount)
except:
return {"ret_code": 20063, 'message': u'金额格式错误'}
amount = util.fmt_two_amount(amount)
if len(str(amount)) > 20:
return {"ret_code": 20064, 'message': u'金额格式错误，大于100元且为100倍数'}
margin = user.margin.margin
if amount > margin:
return {"ret_code": 20065, 'message': u'余额不足'}
phone = user.wanglibaouserprofile.phone
status, message = validate_validation_code(phone, vcode)
if status != 200:
# Modify by hb on 2015-12-02
#return {"ret_code": 20066, "message": u"验证码输入错误"}
return {"ret_code": 20066, "message": message}
card = Card.objects.filter(pk=card_id).first()
if not card or card.user != user:
return {"ret_code": 20067, "message": u"请选择有效的银行卡"}
# 检测银行卡是否在黑名单中
black_list = BlackListCard.objects.filter(card_no=card.no).first()
if black_list and black_list.user != user:
return {"ret_code": 20072, "message": u'银行卡号异常,请联系客服'}
# 检查白名单
white_list = WhiteListCard.objects.filter(user=user,
card_no=card.no).first()
if not white_list:
# 增加银行卡号检测功能,检测多张卡
card_count = Card.objects.filter(no=card.no).count()
if card_count > 1:
return {"ret_code": 20073, "message": u'银行卡号有多张重复,请联系客服'}
# 检测银行卡在以前的提现记录中是否为同一个用户
payinfo_record = PayInfo.objects.filter(
card_no=card.no, type='W').order_by('-create_time').first()
if payinfo_record:
if payinfo_record.user != user:
return {"ret_code": 20074, "message": u'银行卡号与身份信息不符,请联系客服'}
# 计算提现费用 手续费 + 资金管理费
bank = card.bank
uninvested = user.margin.uninvested # 充值未投资金额
# 获取费率配置
fee_misc = WithdrawFee()
fee_config = fee_misc.get_withdraw_fee_config()
# 检测提现最大最小金额
if amount > fee_config.get('max_amount') or amount <= 0:
return {"ret_code": 20068, 'message': u'提现金额超出最大提现限额'}
if amount < fee_config.get('min_amount'):
if amount != margin:
return {
"ret_code": 20069,
'message':
u'账户余额小于{}时需要一次性提完'.format(fee_config.get('min_amount'))
}
# 检测银行的单笔最大提现限额,如民生银行
if bank and bank.withdraw_limit:
bank_limit = util.handle_withdraw_limit(bank.withdraw_limit)
bank_max_amount = bank_limit.get('bank_max_amount', 0)
if bank_max_amount:
if amount > bank_max_amount:
return {"ret_code": 20070, 'message': u'提现金额超出银行最大提现限额'}
# 获取计算后的费率
fee, management_fee, management_amount = fee_misc.get_withdraw_fee(
user, amount, margin, uninvested)
# 实际提现金额
actual_amount = amount - fee - management_fee
if actual_amount <= 0:
return {"ret_code": 20071, "message": u'实际到账金额为0,无法提现'}
pay_info = PayInfo()
pay_info.amount = actual_amount
pay_info.fee = fee
pay_info.management_fee = management_fee
pay_info.management_amount = management_amount
pay_info.total_amount = amount
pay_info.type = PayInfo.WITHDRAW
pay_info.user = user
pay_info.card_no = card.no
pay_info.account_name = user.wanglibaouserprofile.name
pay_info.bank = card.bank
pay_info.request_ip = util.get_client_ip(request)
pay_info.status = PayInfo.ACCEPTED
pay_info.channel = "app"
try:
order = OrderHelper.place_order(user,
Order.WITHDRAW_ORDER,
pay_info.status,
pay_info=model_to_dict(pay_info))
pay_info.order = order
keeper = MarginKeeper(user, pay_info.order.pk)
margin_record = keeper.withdraw_pre_freeze(
amount, uninvested=management_amount)
pay_info.margin_record = margin_record
pay_info.save()
return {
"ret_code": 0,
'message': u'提现成功',
"amount": amount,
"phone": phone,
"bank_name": bank.name,
"order_id": order.id
}
except Exception, e:
pay_info.error_message = str(e)
pay_info.status = PayInfo.FAIL
pay_info.save()
return {"ret_code": 20065, 'message': u'余额不足'}
def experience_repayment_plan():
"""
体验标还款计划结算任务
每天下午17:00分开始执行
自动将当天17:00之间所有未结算的计划进行统一结算
结算的利息自动计入用户的资金账户余额
"""
print(u"Getting experience gold repayment plan to start!")
now = datetime.now()
# start = local_to_utc(datetime(now.year, now.month, now.day - 1, 17, 0, 0), 'normal')
end = local_to_utc(datetime(now.year, now.month, now.day, 17, 0, 0),
'normal')
phone_list = list()
message_list = list()
amortizations = ExperienceAmortization.objects.filter(
settled=False).filter(term_date__lt=end)
for amo_tmp in amortizations:
is_commit = False
with transaction.atomic(savepoint=True):
# 锁定还款计划
amo = ExperienceAmortization.objects.select_for_update().get(
pk=amo_tmp.id)
try:
# Add by hb on 2016-06-08 : 避免体验金还款重复结算
if amo.settled:
continue
amo.settled = True
amo.settlement_time = timezone.now()
amo.save()
if amo.interest > 0:
# 体验金利息计入用户账户余额
description = u"体验金利息入账:%s元" % amo.interest
user_margin_keeper = MarginKeeper(amo.user)
user_margin_keeper.deposit(amo.interest,
description=description,
catalog=u"体验金利息入账")
is_commit = True
except Exception, e:
logger.error(
u"experience repayment error, amortization id : %s , message: %s"
% (amo.id, e.message))
# 发站内信,利息大于6元
if amo_tmp.interest > 6 and is_commit:
user_profile = amo_tmp.user.wanglibaouserprofile
# 短信
phone_list.append(user_profile.phone)
message_list.append(
messages.experience_amortize(user_profile.name,
amo_tmp.interest))
# 站内信
title, content = messages.experience_amortize_msg(
user_profile.name, amo_tmp.product.name,
amo_tmp.product.period, timezone.now(), amo_tmp.interest)
inside_message.send_one.apply_async(
kwargs={
"user_id": amo_tmp.user.id,
"title": title,
"content": content,
"mtype": "amortize"
})
def send_reward(start, end, amount_min, percent):
from wanglibao_sms.tasks import send_messages
from wanglibao_p2p.models import Earning
from order.utils import OrderHelper
from order.models import Order
from django.forms import model_to_dict
from wanglibao_margin.marginkeeper import MarginKeeper
from wanglibao.templatetags.formatters import safe_phone_str
from marketing.models import RewardRecord
from decimal import Decimal
start = datetime.strptime(start, '%Y-%m-%d')
end = datetime.strptime(end, '%Y-%m-%d')
# 审核通过，给用户发放奖励
reward_type = u'邀请送收益'
records = IntroducedByReward.objects.filter(
checked_status=0,
activity_start_at=local_to_utc(start, source_time='min'),
activity_end_at=local_to_utc(end, source_time='max'),
activity_amount_min=Decimal(amount_min),
percent_reward=Decimal(percent),
)
if not records.exists():
return
for record in records:
# with transaction.atomic():
user, introduced_by, reward_type, got_amount, product = record.user, record.introduced_by_person, reward_type, record.introduced_reward, record.product
reward = Reward.objects.filter(is_used=False, type=reward_type).first()
# 发送短信
# text_content = u"【网利宝】您在邀请好友送收益的活动中，获得%s元收益，收益已经发放至您的网利宝账户。请注意查收。" % got_amount
# send_messages.apply_async(kwargs={
# "phones": [introduced_by.wanglibaouserprofile.phone],
# "messages": [text_content]
# })
# 发放收益
earning = Earning()
earning.amount = got_amount
earning.type = 'I'
earning.product = product
order = OrderHelper.place_order(introduced_by,
Order.ACTIVITY,
u"邀请送收益活动赠送",
earning=model_to_dict(earning))
earning.order = order
keeper = MarginKeeper(introduced_by, order.pk)
# 赠送活动描述
desc = u'%s,邀请好友首次理财活动中，活赠%s元' % (
introduced_by.wanglibaouserprofile.name, got_amount)
earning.margin_record = keeper.deposit(got_amount,
description=desc,
catalog=u"邀请首次赠送")
earning.user = introduced_by
earning.save()
# 发放站内信
message_content = u"您在邀请好友送收益的活动中，您的好友%s在活动期间完成首次投资，根据活动规则，您获得%s元收益。<br/>\
<a href='/accounts/home/' target='_blank'>查看账户余额</a><br/>\
感谢您对我们的支持与关注。<br/>\
网利宝" % (safe_phone_str(
user.wanglibaouserprofile.phone), got_amount)
RewardRecord.objects.create(user=introduced_by,
reward=reward,
description=message_content)
inside_message.send_one.apply_async(
kwargs={
"user_id": introduced_by.id,
"title": u"邀请送收益活动",
"content": message_content,
"mtype": "activity"
})
IntroducedByReward.objects.filter(id=record.id).update(
checked_status=1)
def order_after_pay_succcess(self,
amount,
order_id,
res_ip=None,
res_content=None,
request=None,
need_bind_card=False):
"""
处理订单和用户的账户
:param amount:
:param order_id:
:param user_id:
:param ip:
:param res_content:
:return:
"""
# 参数校验
pay_info = PayInfo.objects.select_for_update().filter(
order_id=order_id).first()
if not pay_info:
# return {"ret_code":20131, "message":"order not exist", "amount": amount}
raise ThirdPayError(20131, 'order not exist')
if pay_info.status == PayInfo.SUCCESS:
return {
"ret_code": 0,
"message": PayResult.DEPOSIT_SUCCESS,
"amount": amount
}
if fmt_two_amount(pay_info.amount) != fmt_two_amount(amount):
raise ThirdPayError(20132, PayResult.EXCEPTION)
if pay_info.user_id != pay_info.user_id:
raise ThirdPayError(20133, PayResult.EXCEPTION)
# 更新pay_info和margin信息
pay_info.error_message = ""
if res_content:
pay_info.response = res_content
if res_ip:
pay_info.response_ip = res_ip
pay_info.fee = self.FEE
keeper = MarginKeeper(pay_info.user, pay_info.order.pk)
margin_record = keeper.deposit(amount)
pay_info.margin_record = margin_record
pay_info.status = PayInfo.SUCCESS
pay_info.save()
# 更新order信息
# if len(pay_info.card_no) == 10:
# Card.objects.filter(user=pay_info.user, no__startswith=pay_info.card_no[:6], no__endswith=pay_info.card_no[-4:]).update(last_update=timezone.now(), is_bind_kuai=True)
# else:
# Card.objects.filter(user=pay_info.user, no=pay_info.card_no).update(last_update=timezone.now(), is_bind_kuai=True)
OrderHelper.update_order(pay_info.order,
pay_info.user,
pay_info=model_to_dict(pay_info),
status=pay_info.status)
# 绑卡
if need_bind_card:
self.add_card(pay_info.card_no, pay_info.bank, pay_info.user,
pay_info.channel)
try:
user = pay_info.user
CoopRegister(request).process_for_recharge(user, order_id)
# tools.deposit_ok(request.user.id, amount, pay_info.device, order_id)
tools.deposit_ok.apply_async(
kwargs={
"user_id": user.id,
"amount": amount,
"device": pay_info.device,
"order_id": order_id
})
except:
logger.exception('recharge_call_back faile for ' + str(user) +
str(order_id))
logger.critical("orderId:%s success" % order_id)
rs = {
"ret_code": 0,
"message": "success",
"amount": amount,
"margin": margin_record.margin_current,
"order_id": order_id
}
return rs
def pre_pay(self, request, bank=None):
""" 汇付天下直接进行邦卡支付，不能够获取验证码 """
if not request.user.wanglibaouserprofile.id_is_valid:
return {"ret_code": 20111, "message": "请先进行实名认证"}
amount = request.DATA.get("amount", "").strip()
card_no = request.DATA.get("card_no", "").strip()
input_phone = request.DATA.get("phone", "").strip()
gate_id = request.DATA.get("gate_id", "").strip()
if not amount or not card_no or not gate_id:
return {"ret_code": 20112, 'message': '信息输入不完整'}
if len(card_no) > 10 and not input_phone:
return {"ret_code": 20112, 'message': '信息输入不完整'}
if card_no and len(card_no) == 10:
return {'ret_code': 20013, 'message': '卡号格式不正确'}
try:
float(amount)
except:
return {"ret_code": 20114, 'message': '金额格式错误'}
amount = fmt_two_amount(amount)
user = request.user
profile = user.wanglibaouserprofile
bank = Bank.objects.filter(gate_id=gate_id).first()
if not bank or not bank.huifu_bind_code.strip():
return {"ret_code": 201151, "message": "不支持该银行"}
if len(card_no) == 10:
card = Card.objects.filter(user=user, no__startswith=card_no[:6], no__endswith=card_no[-4:]).first()
card_no = card.no
else:
card = Card.objects.filter(no=card_no, user=user).first()
if not card:
card = self.bind_card_wlbk(user, card_no, bank, request)
if not card:
return {"ret_code": -1, "message": '银行卡不存在'}
if bank and card and bank != card.bank:
return {"ret_code": 201153, "message": "银行卡与银行不匹配"}
if card and not card.is_bind_huifu:
res = self.open_bind_card(user, bank, card)
if res['ret_code'] != 0:
return res
card.is_bind_huifu = True
card.save()
try:
pay_info = PayInfo()
pay_info.amount = amount
pay_info.total_amount = amount
pay_info.type = PayInfo.DEPOSIT
pay_info.status = PayInfo.INITIAL
pay_info.user = user
pay_info.channel = "huifu_bind"
pay_info.request_ip = get_client_ip(request)
order = OrderHelper.place_order(user, Order.PAY_ORDER, pay_info.status, pay_info=model_to_dict(pay_info))
pay_info.order = order
if card:
pay_info.bank = card.bank
pay_info.card_no = card.no
else:
pay_info.bank = bank
pay_info.card_no = card_no
pay_info.status = PayInfo.PROCESSING
pay_info.account_name = profile.name
pay_info.save()
OrderHelper.update_order(order, user, pay_info=model_to_dict(pay_info), status=pay_info.status)
# 充值
req, res = self._card_pay_huifu(user=user, amount=pay_info.amount, card_no=card_no)
pay_info.error_code = res['RespCode']
pay_info.error_message = res['ErrMsg']
pay_info.request = req
pay_info.response = res
pay_info.response_ip = get_client_ip(request)
if res['RespCode'] != u'000000':
pay_info.save()
return {"ret_code": -3, "message": res['ErrMsg']}
else:
pay_info.fee = self.FEE
keeper = MarginKeeper(pay_info.user, pay_info.order.pk)
margin_record = keeper.deposit(amount)
pay_info.margin_record = margin_record
pay_info.status = PayInfo.SUCCESS
pay_info.save()
rs = {"ret_code": 0, "message": "success", "amount": amount, "margin": margin_record.margin_current}
if rs['ret_code'] == 0:
device = split_ua(request)
try:
# fix@chenweibi, add order_id
tools.deposit_ok.apply_async(kwargs={"user_id": pay_info.user.id, "amount": pay_info.amount,
"device": device, "order_id": order.id})
except:
pass
# 充值成功后，更新本次银行使用的时间
Card.objects.filter(user=pay_info.user, no=pay_info.card_no).update(last_update=timezone.now())
OrderHelper.update_order(pay_info.order, pay_info.user, pay_info=model_to_dict(pay_info), status=pay_info.status)
return rs
except Exception, e:
message = PayResult.RETRY
pay_info.status = PayInfo.FAIL
pay_info.error_message = str(e)
pay_info.save()
OrderHelper.update_order(order, request.user, pay_info=model_to_dict(pay_info), status=pay_info.status)
return {"ret_code": "20119", "message": message}
def post(self, request):
action = request.POST.get('action')
uuids_param = request.POST.get('transaction_uuids', '')
uuids = re.findall(r'[\w\-_]+', uuids_param)
payinfos = PayInfo.objects.filter(uuid__in=uuids,
type='W').order_by('create_time')
# These are the uuids exists in db for real
uuids_param = ",".join([payinfo.uuid for payinfo in payinfos])
if action == 'preview' or action is None:
return self.render_to_response({
'payinfos':
payinfos,
'total_amount':
payinfos.aggregate(Sum("amount"))['amount__sum'],
'transaction_uuids':
uuids_param
})
elif action == 'confirm':
for payinfo in payinfos:
with transaction.atomic():
if payinfo.status != PayInfo.ACCEPTED and payinfo.status != PayInfo.PROCESSING:
logger.info(
"The withdraw status [%s] not in %s or %s, ignore it"
% (payinfo.status, PayInfo.ACCEPTED,
PayInfo.PROCESSING))
continue
amount = payinfo.amount
fee = payinfo.fee
management_fee = payinfo.management_fee
management_amount = payinfo.management_amount
marginKeeper = MarginKeeper(payinfo.user)
total_amount = amount + fee + management_fee
marginKeeper.withdraw_ack(total_amount,
uninvested=management_amount)
payinfo.status = PayInfo.SUCCESS
payinfo.confirm_time = timezone.now()
payinfo.save()
# 给提现记录表中的信息同步进行确认,同时将提现的费用充值到网利宝的公司提现账户
if fee > 0 or management_fee > 0:
fee_total_amount = fee + management_fee
withdraw_card = WithdrawCard.objects.filter(
is_default=True).first()
withdraw_card.amount += fee_total_amount
withdraw_card.save()
# 将提现信息单独记录到提现费用记录表中
withdraw_card = WithdrawCard.objects.filter(
is_default=True).first()
if withdraw_card:
withdraw_card_record = WithdrawCardRecord()
withdraw_card_record.type = PayInfo.WITHDRAW
withdraw_card_record.amount = amount
withdraw_card_record.fee = fee
withdraw_card_record.management_fee = management_fee
withdraw_card_record.management_amount = management_amount
withdraw_card_record.withdrawcard = withdraw_card
withdraw_card_record.payinfo = payinfo
withdraw_card_record.user = payinfo.user
withdraw_card_record.status = PayInfo.SUCCESS
withdraw_card_record.message = u'用户提现费用存入'
withdraw_card_record.save()
# 取款确认时要检测该次提现是否是真正的在每个月的免费次数之内,如果是还需要将已扣除的费用返还给用户(仅限手续费)
give_back = False
if fee > 0:
fee_misc = WithdrawFee()
fee_config = fee_misc.get_withdraw_fee_config()
withdraw_count = fee_misc.get_withdraw_success_count(
payinfo.user)
free_times = fee_config['fee']['free_times_per_month']
if withdraw_count <= free_times:
give_back = True
if give_back:
# 1.给用户返还手续费
marginKeeper.deposit(
fee,
description=u'返还提现免费次数之内的手续费:{}元'.format(fee),
catalog=u"返还手续费")
# 2.从网利宝提现账户中减去手续费
withdraw_card = WithdrawCard.objects.filter(
is_default=True).first()
withdraw_card.amount -= fee
withdraw_card.save()
# 将提现信息单独记录到提现费用记录表中
withdraw_card_record = WithdrawCardRecord()
withdraw_card_record.type = PayInfo.WITHDRAW
withdraw_card_record.amount = fee
withdraw_card_record.fee = fee
withdraw_card_record.management_fee = 0
withdraw_card_record.management_amount = 0
withdraw_card_record.withdrawcard = withdraw_card
withdraw_card_record.payinfo = payinfo
withdraw_card_record.user = payinfo.user
withdraw_card_record.status = PayInfo.SUCCESS
withdraw_card_record.message = u'用户提现费用返还'
withdraw_card_record.save()
# 发站内信
title, content = messages.msg_withdraw_success(
timezone.now(), payinfo.amount)
inside_message.send_one.apply_async(
kwargs={
"user_id": payinfo.user_id,
"title": title,
"content": content,
"mtype": "withdraw"
})
send_messages.apply_async(
kwargs={
"phones":
[payinfo.user.wanglibaouserprofile.phone],
"messages": [
messages.withdraw_confirmed(
payinfo.user.wanglibaouserprofile.name,
amount)
]
})
return HttpResponse({u"所有的取款请求已经处理完毕 %s" % uuids_param})
def post(self, request, *args, **kwargs):
#result, message = verify_captcha(request.POST)
#if not result:
# return self.render_to_response({
# 'result': message
# })
user = request.user
if not user.wanglibaouserprofile.id_is_valid:
return self.render_to_response({'result': u'请先进行实名认证'})
if user.wanglibaouserprofile.frozen:
return self.render_to_response(
{'result': u'账户已冻结!请联系网利宝客服:4008-588-066'})
phone = user.wanglibaouserprofile.phone
code = request.POST.get('validate_code', '')
status, message = validate_validation_code(phone, code)
if status != 200:
return self.render_to_response({
# Modify by hb on 2015-12-02
#'result': u'短信验证码输入错误'
'result': message
})
result = PayResult.WITHDRAW_SUCCESS
try:
card_id = request.POST.get('card_id', '')
card = Card.objects.get(pk=card_id, user=user)
card_no = card.no
# 检测银行卡是否在黑名单中
black_list = BlackListCard.objects.filter(card_no=card_no).first()
if black_list and black_list.user != user:
raise AbnormalCardException
# 检查白名单
white_list = WhiteListCard.objects.filter(user=user,
card_no=card_no).first()
if not white_list:
# 增加银行卡号检测功能,检测多张卡
card_count = Card.objects.filter(no=card_no).count()
if card_count > 1:
raise ManyCardException
# 检测银行卡在以前的提现记录中是否为同一个用户
payinfo_record = PayInfo.objects.filter(
card_no=card_no).order_by('-create_time').first()
if payinfo_record:
if payinfo_record.user != user:
raise AbnormalCardException
amount_str = request.POST.get('amount', '')
amount = decimal.Decimal(amount_str). \
quantize(TWO_PLACES, context=decimal.Context(traps=[decimal.Inexact]))
margin = user.margin.margin # 账户余额
uninvested = user.margin.uninvested # 充值未投资金额
# 获取费率配置
fee_misc = WithdrawFee()
fee_config = fee_misc.get_withdraw_fee_config()
# 计算提现费用 手续费 + 资金管理费
# 提现最大最小金额判断
if amount > fee_config.get('max_amount') or amount <= 0:
raise decimal.DecimalException
if amount < fee_config.get('min_amount'):
if amount != margin:
raise decimal.DecimalException
# 获取计算后的费率
fee, management_fee, management_amount = fee_misc.get_withdraw_fee(
user, amount, margin, uninvested)
actual_amount = amount - fee - management_fee # 实际到账金额
if actual_amount <= 0:
raise decimal.DecimalException
# 检测个别银行的单笔提现限额,如民生银行
bank_limit = util.handle_withdraw_limit(card.bank.withdraw_limit)
bank_max_amount = bank_limit.get('bank_max_amount', 0)
if bank_max_amount:
if amount > bank_max_amount:
raise decimal.DecimalException
pay_info = PayInfo()
pay_info.amount = actual_amount
pay_info.fee = fee
pay_info.management_fee = management_fee
pay_info.management_amount = management_amount
pay_info.total_amount = amount
pay_info.type = PayInfo.WITHDRAW
pay_info.user = user
pay_info.card_no = card.no
pay_info.account_name = user.wanglibaouserprofile.name
pay_info.bank = card.bank
pay_info.request_ip = get_client_ip(request)
pay_info.status = PayInfo.ACCEPTED
order = OrderHelper.place_order(user,
Order.WITHDRAW_ORDER,
pay_info.status,
pay_info=model_to_dict(pay_info))
pay_info.order = order
keeper = MarginKeeper(user, pay_info.order.pk)
margin_record = keeper.withdraw_pre_freeze(
amount, uninvested=management_amount)
pay_info.margin_record = margin_record
pay_info.save()
try:
device = split_ua(request)
except:
device = {'device_type': 'pc'}
name = user.wanglibaouserprofile.name or u'用户'
withdraw_submit_ok.apply_async(
kwargs={
"user_id": user.id,
"user_name": name,
"phone": user.wanglibaouserprofile.phone,
"amount": amount,
"bank_name": card.bank.name,
"order_id": order.id,
"device": device
})
except decimal.DecimalException:
result = u'提款金额在0～{}之间'.format(fee_config.get('max_amount'))
except Card.DoesNotExist:
result = u'请选择有效的银行卡'
except ManyCardException:
result = u'银行卡号存在重复，请尝试其他银行卡号码，如非本人操作请联系客服'
except AbnormalCardException:
result = u'银行卡号与身份信息存在异常, 如非本人操作请联系客服'
except MarginLack as e:
result = u'余额不足'
pay_info.error_message = str(e)
pay_info.status = PayInfo.FAIL
pay_info.save()
# return self.render_to_response({
# 'result': result
# })
return HttpResponseRedirect(
reverse('withdraw-complete-result', kwargs={'result': result}))
def amortize(self, amortization, savepoint=True):
with transaction.atomic(savepoint=savepoint):
if amortization.settled:
raise P2PException('amortization %s already settled.' %
amortization)
sub_amortizations = amortization.subs.all()
description = unicode(amortization)
catalog = u'分期还款'
product = amortization.product
matches = re.search(u'日计息', product.pay_method)
if matches and matches.group():
pname = u"%s,期限%s天" % (product.name, product.period)
else:
pname = u"%s,期限%s个月" % (product.name, product.period)
phone_list = list()
message_list = list()
settled_sub_amos = list()
for sub_amo in sub_amortizations:
user_margin_keeper = MarginKeeper(sub_amo.user)
user_margin_keeper.amortize(sub_amo.principal,
sub_amo.interest,
sub_amo.penal_interest,
sub_amo.coupon_interest,
savepoint=False,
description=description)
sub_amo.settled = True
sub_amo.settlement_time = timezone.now()
sub_amo.save()
amo_amount = sub_amo.principal + sub_amo.interest + sub_amo.penal_interest + sub_amo.coupon_interest
# 加入重复回款的用户还需要扣回的金额及扣款操作
try:
repeat_user = RepeatPaymentUser.objects.select_for_update()\
.filter(user_id=sub_amo.user.id, amount__gt=0).first()
if repeat_user:
repeat_amount = repeat_user.amount
# if repeat_amount > 0:
# 判断是否每天从回款中扣款
is_every_day = True
if not repeat_user.is_every_day:
product_ids = repeat_user.product_ids.split(',')
product_ids = [
int(p_id) for p_id in product_ids
if p_id.strip() != ''
]
# 判断当期还款的产品id是否在用户新购标的id中, 不在说明该标不用扣款
if product.id not in product_ids:
is_every_day = False
if is_every_day:
# 判断剩余应扣金额是否大于等于本期回款本息之合, 大于等于,则扣本息,否则扣剩余应扣金额
if repeat_amount >= amo_amount:
reduce_amount = amo_amount
reduce_amount_current = repeat_amount - amo_amount # 剩余应扣金额-本次扣除的本息之合
else:
reduce_amount = repeat_amount
reduce_amount_current = 0
print(
"repeat_amount: %s, amo_amount: %s, type1:%s, type2:%s"
% (repeat_amount, amo_amount,
type(repeat_amount), type(amo_amount)))
# 减账户余额
user_margin_keeper.reduce_margin(
reduce_amount, u'系统重复回款扣回%s元' % reduce_amount)
# 更新剩余应扣金额
repeat_user.amount = reduce_amount_current
repeat_user.save()
# 记录扣款流水
repeat_record = RepeatPaymentUserRecords(
user_id=sub_amo.user.id,
name=sub_amo.user.wanglibaouserprofile.name,
phone=sub_amo.user.wanglibaouserprofile.phone,
amount=reduce_amount,
amount_current=reduce_amount_current,
description=description)
repeat_record.save()
except Exception:
logger.exception('err')
logger.error("用户扣款失败,用户id:[%s], 回款本息合计:[%s]" %
(sub_amo.user, amo_amount))
pass
try:
phone_list.append(sub_amo.user.wanglibaouserprofile.phone)
message_list.append(
messages.product_amortize(
sub_amo.user.wanglibaouserprofile.name,
amortization.product,
# sub_amo.settlement_time,
amo_amount))
title, content = messages.msg_bid_amortize(
pname, timezone.now(), amo_amount)
inside_message.send_one.apply_async(
kwargs={
"user_id": sub_amo.user.id,
"title": title,
"content": content,
"mtype": "amortize"
})
except:
logger.debug("")
self.__tracer(catalog, sub_amo.user, sub_amo.principal,
sub_amo.interest, sub_amo.penal_interest,
amortization, description,
sub_amo.coupon_interest)
# 标的每一期还款完成后,检测该用户还款的本金是否有符合活动的规则,有的话触发活动规则
try:
if sub_amo.principal > 0:
# activity_backends.check_activity(sub_amo.user, 'repaid', 'pc', sub_amo.principal, product.id)
check_activity_task.apply_async(kwargs={
"user_id":
sub_amo.user.id,
"trigger_node":
'repaid',
"device_type":
'pc',
"amount":
sub_amo.principal,
"product_id":
product.id,
},
queue='celery02')
except Exception:
logger.debug(
"check activity on repaid, user: {}, principal: {}, product_id: {}"
.format(sub_amo.user.id, sub_amo.principal,
product.id))
try:
weixin_user = WeixinUser.objects.filter(
user=sub_amo.user).first()
if weixin_user and weixin_user.subscribe:
now = datetime.now().strftime('%Y年%m月%d日 %H:%M:%S')
sentTemplate.apply_async(kwargs={
"kwargs":
json.dumps({
"openid": weixin_user.openid,
"template_id":
PRODUCT_AMORTIZATION_TEMPLATE_ID,
"keyword1": product.name,
"keyword2": "%s 元" % str(amo_amount),
"keyword3": now,
})
},
queue='celery02')
except Exception, e:
logger.debug(
">>>> weixin msg send err, user_id:[%s], [%s] " %
sub_amo.user.id, e)
pass
# 添加还款用户到渠道通知列表 @chenwb
try:
settled_sub_amos.append({
'id':
sub_amo.id,
'user':
sub_amo.user.id,
'product':
product.id,
'term':
sub_amo.term,
'settled':
sub_amo.settled,
'term_date':
sub_amo.term_date.strftime('%Y-%m-%d %H:%M:%S'),
'settlement_time':
sub_amo.settlement_time.strftime('%Y-%m-%d %H:%M:%S'),
'principal':
float(sub_amo.principal),
'interest':
float(sub_amo.interest),
'penal_interest':
float(sub_amo.penal_interest),
'coupon_interest':
float(sub_amo.coupon_interest),
'description':
sub_amo.description,
})
except:
pass
amortization.settled = True
amortization.save()
catalog = u'还款入账'
send_messages.apply_async(kwargs={
"phones": phone_list,
"messages": message_list
})
self.__tracer(catalog, None, amortization.principal,
amortization.interest, amortization.penal_interest,
amortization)
# 向渠道中心发送还款用户列表通知 @chenwb
# Comment by hb on 2016-05-13
try:
if settled_sub_amos:
from .tasks import coop_amortizations_push
coop_amortizations_push.apply_async(kwargs={
'amortizations': settled_sub_amos,
'product_id': product.id,
'amo_act': 'amortize'
},
queue='celery02')
except:
pass
pay_info.response_ip = util.get_client_ip(request)
if not pay_info.bank and "bank" in params:
bank = Bank.objects.filter(name=params['bank']).first()
if bank:
pay_info.bank = bank
if pay_info.amount != amount:
pay_info.status = PayInfo.FAIL
pay_info.error_message += u' 金额不匹配'
logger.error("orderId:%s amount:%s, response amount:%s" % (orderId, pay_info.amount, amount))
rs = {"ret_code":20086, "message":PayResult.EXCEPTION}
else:
if params['status'] == 1:
pay_info.fee = self.FEE
keeper = MarginKeeper(pay_info.user, pay_info.order.pk)
margin_record = keeper.deposit(amount)
pay_info.margin_record = margin_record
pay_info.status = PayInfo.SUCCESS
logger.error("orderId:%s yeepay response status:%s" % (orderId, params['status']))
rs = {"ret_code":0, "message":"success", "amount":amount, "uid":pay_info.user.id}
else:
pay_info.status = PayInfo.FAIL
logger.error("orderId:%s yeepay response status: %s" % (orderId, params['status']))
rs = {"ret_code":20087, "message":PayResult.DEPOSIT_FAIL}
pay_info.save()
if rs['ret_code'] == 0:
device = split_ua(request)
try:
# fix@chenweibi, add order_id
def handle_pay_result(cls, request):
# TODO Add a log
flag = False
order_id = request.POST.get('OrdId', '')
try:
pay_info = PayInfo.objects.select_for_update().get(pk=order_id)
except PayInfo.DoesNotExist:
logger.warning('Order not found, order id: ' + order_id + ', response: ' + request.body)
return PayResult.EXCEPTION
if pay_info.status == PayInfo.SUCCESS:
return PayResult.DEPOSIT_SUCCESS
amount = request.POST.get('OrdAmt', '')
code = request.POST.get('RespCode', '')
message = request.POST.get('ErrMsg', '')
pay_info.error_code = code
pay_info.error_message = message
pay_info.response = request.body
pay_info.response_ip = get_client_ip(request)
result = u''
try:
pay = HuifuPay()
if pay.verify_sign(request.POST.dict(), HuifuPay.PAY_FIELDS):
if pay_info.amount != decimal.Decimal(amount):
pay_info.status = PayInfo.FAIL
pay_info.error_message += u' 金额不匹配'
logger.error('Amount mismatch, order id: %s request amount: %f response amount: %s',
order_id, float(pay_info.amount), amount)
result = PayResult.EXCEPTION
else:
if code == '000000':
keeper = MarginKeeper(pay_info.user, pay_info.order.pk)
margin_record = keeper.deposit(amount)
pay_info.margin_record = margin_record
pay_info.status = PayInfo.SUCCESS
result = PayResult.DEPOSIT_SUCCESS
phone = pay_info.user.wanglibaouserprofile.phone
flag = True
else:
pay_info.status = PayInfo.FAIL
result = PayResult.DEPOSIT_FAIL
else:
pay_info.error_message = 'Invalid signature. Order id: ' + order_id
logger.error(pay_info.error_message)
pay_info.status = PayInfo.EXCEPTION
result = PayResult.EXCEPTION
except (socket.error, SignException) as e:
pay_info.error_message = str(e)
pay_info.status = PayInfo.EXCEPTION
logger.fatal('sign error! order id: ' + order_id + ' ' + str(e))
result = PayResult.EXCEPTION
pay_info.save()
if flag:
device = split_ua(request)
try:
# fix@chenweibi, add order_id
tools.deposit_ok.apply_async(kwargs={"user_id": pay_info.user.id, "amount": pay_info.amount,
"device": device, "order_id": pay_info.order_id})
CoopRegister(request).process_for_recharge(pay_info.user, pay_info.order_id)
except:
pass
OrderHelper.update_order(pay_info.order, pay_info.user, pay_info=model_to_dict(pay_info), status=pay_info.status)
return result
def post(self, request):
user = request.user
now = timezone.now()
start_dt = local_to_utc(datetime(2016, 6, 7), 'min')
user_joined = user.date_joined # 用户注册时间
device = split_ua(request)
device_type = decide_device(device['device_type'])
purchase_code = 'experience_purchase'
experience_product = ExperienceProduct.objects.filter(
isvalid=True).first()
if not experience_product:
return Response({'ret_code': 30001, 'message': u'体验标有误,请重试'})
total_amount = 0
total_amount_tmp = 0
# 查询用户符合条件的理财金记录
with transaction.atomic(savepoint=True):
# 锁表,主要用来锁定体验金投资时的动作
purchase_lock_record = ExperiencePurchaseLockRecord.objects.select_for_update().\
filter(user=user, purchase_code=purchase_code).first()
if not purchase_lock_record:
# 没有记录时创建一条
try:
purchase_lock_record = ExperiencePurchaseLockRecord.objects.create(
user=user,
purchase_code=purchase_code,
purchase_times=0)
except Exception:
logger.exception(
"Error: experience purchase err, user: %s, phone: %s" %
(user.id, user.wanglibaouserprofile.phone))
return Response({
'ret_code': 30003,
'message': u'体验金投资失败,请重试'
})
experience_record = ExperienceEventRecord.objects.filter(user=user, apply=False) \
.filter(event__invalid=False, event__available_at__lt=now, event__unavailable_at__gt=now)\
.select_related('event')
records_ids = ''
if experience_record:
catalog = u'购买体验标'
for i in experience_record:
total_amount_tmp += i.event.amount
buy_p2p = P2PRecord.objects.filter(user_id=user.id).exists()
buy_count = MarginRecord.objects.filter(
user_id=user.id, catalog=catalog).count()
if not buy_p2p:
if user_joined > start_dt:
# 如果查询到已经购买过至少 1 次体验标,则不再检测账户余额
if buy_count == 0:
if total_amount_tmp >= 28888 and user.margin.margin < 1:
return Response({
'ret_code': 30009,
'message': u'账户余额不足,请先充值'
})
for record in experience_record:
event = record.event
total_amount += event.amount
records_ids += str(record.id) + ','
record.apply = True
record.apply_amount = event.amount
record.apply_at = timezone.now()
record.apply_platform = device_type
record.save()
terms = get_amortization_plan(u'日计息一次性还本付息').generate(
total_amount,
experience_product.expected_earning_rate / 100.0,
timezone.now(), experience_product.period)
for index, term in enumerate(terms['terms']):
amortization = ExperienceAmortization()
amortization.product = experience_product
amortization.user = user
amortization.principal = term[1] # 本金
amortization.interest = term[2] # 利息
amortization.term = index + 1 # 期数
amortization.description = u'第%d期' % (index + 1)
amortization.term_date = term[6] - timedelta(days=1)
amortization.save()
# 从账户中扣除 1 元 (没有购买过体验标的情况)
if not buy_p2p:
if user_joined > start_dt:
if total_amount >= 28888 and buy_count == 0:
amount = 1.00
order_id = OrderHelper.place_order(
user, order_type=catalog, status=u'新建').id
margin_keeper = MarginKeeper(user=user,
order_id=order_id)
margin_keeper.reduce_margin_common(
amount, catalog=catalog, description=catalog)
# 更新当前的一组流水id
purchase_lock_record.purchase_times += 1
purchase_lock_record.description = records_ids
purchase_lock_record.save()
term_date = amortization.term_date
interest = amortization.interest
return Response({
'ret_code': 0,
'data': {
'amount': total_amount,
'term_date': term_date.strftime("%Y-%m-%d"),
'interest': interest
}
})
else:
return Response({
'ret_code': 30002,
'message': u'没有体验金记录,无法购买体验标'
})
def build_earning(product_id):
p2p = P2PProduct.objects.select_related('activity__rule').get(
pk=product_id)
num = Earning.objects.filter(product=p2p).count()
if num > 0:
return
#按用户汇总某个标的收益
earning = P2PRecord.objects.values('user').annotate(
sum_amount=Sum('amount')).filter(product=p2p, catalog=u'申购')
phone_list = []
earning_list = []
rule = p2p.activity.rule
unit = period_unit(p2p.pay_method)
#把收益数据插入earning表内
for obj in earning:
# bind = Binding.objects.filter(user_id=obj.get('user')).first()
# if bind and bind.isvip:
earning = Earning()
amount = rule.get_earning(obj.get('sum_amount'), p2p.period,
p2p.pay_method)
earning.amount = amount
earning.type = 'D'
earning.product = p2p
user = User.objects.get(pk=obj.get('user'))
order = OrderHelper.place_order(user,
Order.ACTIVITY,
u"活动赠送",
earning=model_to_dict(earning))
earning.order = order
keeper = MarginKeeper(user, order.pk)
#赠送活动描述
desc = u'%s,%s赠送%s%s' % (p2p.name, p2p.activity.name,
p2p.activity.rule.rule_amount * 100, '%')
earning.margin_record = keeper.deposit(amount,
description=desc,
catalog=u"活动赠送")
earning.user = user
#earning.save()
earning_list.append(earning)
phone_list.append(user.wanglibaouserprofile.phone)
earning_time = timezone.localtime(
timezone.now()).strftime("%Y-%m-%d %H:%M:%S")
title, content = messages.msg_bid_earning(p2p.name, p2p.activity.name,
p2p.period, earning_time,
rule.percent_text, amount,
unit)
inside_message.send_one.apply_async(
kwargs={
"user_id": obj.get('user'),
"title": title,
"content": content,
"mtype": "activity"
})
#发送活动赠送短信
# send_messages.apply_async(kwargs={
# "phones": phone_list,
# "messages": [messages.earning_message(rule.percent_text)]
# })
Earning.objects.bulk_create(earning_list)
def prepayment(self, penal_interest, repayment_type, payment_date, savepoint=True):
"""
#1. 拿到当期未还款计划
#1.11 如果是按期提前还款
#1.12 利息 = 当期利息
#1.21 如果是按日提前还款
#1.22 利息 = 年利率/360*计息天数*本金
#2. 拿到此标的年华收益
#3. 计算日收益
#4. 计算当期未计息天数
"""
pname = ''
amortization_records_tmp = list()
phone_list = list()
message_list = list()
with transaction.atomic(savepoint=savepoint):
amortization = ProductAmortization.objects.select_for_update().get(id=self.amortization.id)
if amortization.settled:
raise PrepaymentException()
# 1.生成产品提前还款记录
# amortization = self.amortization
product_record = self.get_product_repayment(penal_interest, repayment_type, payment_date)
order_id = OrderHelper.place_order(None, order_type=self.catalog, product_id=self.product.id, status=u'新建').id
product_record.order_id = order_id
amortization_records = list()
# 用户还款计划
user_amortizations = amortization.subs.all().select_related('user__wanglibaouserprofile')
product = amortization.product
import re
matches = re.search(u'日计息', product.pay_method)
if matches and matches.group():
pname = u"%s,期限%s天" % (product.name, product.period)
else:
pname = u"%s,期限%s个月" % (product.name, product.period)
for user_amortization in user_amortizations:
logger.error("提前还款用户: [%s], [%s]" % (user_amortization.user.id, user_amortization.user.wanglibaouserprofile.phone))
# 计算最终计算提前还款的本金, 利息, 罚息, 加息
user_record = self.get_user_repayment(user_amortization, penal_interest, repayment_type, payment_date)
logger.error("新的本金: [%s], 利息:[%s], 加息:[%s], repayment_type:[%s], payment_date:[%s]" % (
user_record.principal, user_record.interest, user_record.coupon_interest, repayment_type, payment_date))
user_margin_keeper = MarginKeeper(user_record.user)
# 提前还款需要将加息金额还给用户(重新计算后的该用户所用加息券的加息金额)
user_margin_keeper.amortize(user_record.principal, user_record.interest, user_record.penal_interest,
user_record.coupon_interest, savepoint=False, description=self.description)
order_id = OrderHelper.place_order(user_record.user, order_type=self.catalog, product_id=self.product.id, status=u'新建').id
user_record.order_id = order_id
user_record.amortization = amortization
amortization_records.append(user_record)
amortization_records_tmp.append(user_record) # 发消息临时list变量(不包含product_record)
logger.error("order_id: %s" % order_id)
amortization_records.append(product_record)
AmortizationRecord.objects.bulk_create(amortization_records)
ProductAmortization.objects.filter(product=self.product, settled=False)\
.update(settled=True, settlement_time=timezone.now())
UserAmortization.objects.filter(product_amortization__product=self.product, settled=False)\
.update(settled=True, settlement_time=timezone.now())
ProductKeeper(self.product).finish(None)
# 将提前还款的消息发送放到事务外边
for user_record in amortization_records_tmp:
try:
# 提前还款短信
# 提前还款金额 = 本金 + 利息 + 罚息 + 加息
amo_amount = user_record.principal + user_record.interest + \
user_record.penal_interest + user_record.coupon_interest
user = user_record.user
user_profile = user.wanglibaouserprofile
phone_list.append(user_profile.phone)
message_list.append(messages.product_prepayment(user_profile.name,
amortization.product,
amo_amount))
# 标的每一期还款完成后,检测该用户还款的本金是否有符合活动的规则,有的话触发活动规则
try:
if user_record.principal > 0:
# activity_backends.check_activity(user, 'repaid', 'pc', user_record.principal, product.id)
check_activity_task.apply_async(kwargs={
"user_id": user.id,
"trigger_node": 'repaid',
"device_type": 'pc',
"amount": user_record.principal,
"product_id": product.id
}, queue='celery02')
except Exception:
logger.exception("==提前还款==活动检测==")
logger.debug("提前还款, user: {}, principal: {}, product_id: {}".format(
user, user_record.principal, product.id
))
try:
# 提前还款站内信
title, content = messages.msg_bid_prepayment(pname, timezone.now(), amo_amount)
inside_message.send_one.apply_async(kwargs={
"user_id": user.id,
"title": title,
"content": content,
"mtype": "amortize"
})
except Exception, e:
logger.exception("==提前还款==站内信==")
logger.debug(("user:%s====提前还款==站内信==" % user.id) + traceback.format_exc())
try:
weixin_user = WeixinUser.objects.filter(user=user).first()
if weixin_user and weixin_user.subscribe:
now = datetime.now().strftime('%Y年%m月%d日 %H:%M:%S')
sentTemplate.apply_async(kwargs={
"kwargs": json.dumps({
"openid": weixin_user.openid,
"template_id": PRODUCT_AMORTIZATION_TEMPLATE_ID,
"keyword1": product.name,
"keyword2": "%s 元" % str(amo_amount),
"keyword3": now,
})
}, queue='celery02')
except Exception, e:
logger.exception("==提前还款==微信模板==")
logger.debug(("user:%s====提前还款==微信模板==" % user.id) + traceback.format_exc())
